Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–10 of 10 in Elkhart, IN · median 13.82% APR
- 7.90%APRas low as
Terms
Rates vary according to qualifications.
Credit card score 93 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as
Terms
Loan Rates As Low As. If you pay your balance in full each month you will not be charged any interest.
Credit card score 80 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 21.00%
11.00% APR, up to 21.00%
Terms
Variable ongoing APR for purchases based on creditworthiness; varies with the market based on the Prime Rate. Tiers include 11.00%, 13.00%, 15.00%, 17.00%, or 21.00% APR.
Credit card score 77 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 21.00%
11.00% APR, up to 21.00%
Terms
Variable APR for Purchases, Cash Advances and Balance Transfers: 11.00%, 12.00%, 14.00%, 16.00%, or 21.00% depending on credit history. Varies with the market based on Prime Rate.
Credit card score 77 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 11.15%APRas low as · up to 18.00%
11.15% APR, up to 18.00%
Terms
Purchase APR is 11.15%, 16.40%, 17.40%, or 18.00% depending on creditworthiness. Variable APR determined by adding 4.15%, 9.40%, 10.40%, or 12.40% to the Prime Rate. Maximum APR is 18.00%.
Credit card score 77 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 16.49%APRas low as
Terms
Variable purchase interest rate as low as 16.49% Annual Percentage Rate. Available for those that qualify for a credit line of up to $4,999.
Credit card score 61 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 16.99%APRas low as · up to 17.99%
16.99% APR, up to 17.99%
Terms
Contract revolving APR after the introductory period. Signed application and proof of income required.
Credit card score 61 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
$99 annual fee after the first 12 months. Variable APR based on Prime Rate and creditworthiness.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 20.74%APRas low as · up to 27.74%
20.74% APR, up to 27.74%
Terms
Variable APR for purchases based on creditworthiness and the Prime Rate.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Elkhart, IN
10 banks and credit unions · checked Sep 18–Oct 16
- Typical
- 13.82%
- Top 10% up to
- 10.46%
- Banks, typical
- 18.86%
- Credit unions, typical
- 11.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Elkhart, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 2 branches
- EverenceCredit union · 2 branches
- Everwise Credit UnionCredit union · 4 branches