Bank · FDIC insured
First Federal Savings Bank Savings Rates
First Federal Savings Bank’s best savings rate is 0.08% APY on $10,000, with its Money Market Savings Account. Rates checked October 15, 2026.
How First Federal Savings Bank’s savings rates compare
Compared with banks and credit unions near Plymouth, IN, where First Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
First Federal Savings Bank
0.08%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $8
Money Market Savings Account
Top rate
Interra Credit Union
4.03%APY
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000 a year
- $403
2nd-highest rate
Centier Bank
3.35%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $335
First Federal Savings Bank savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.08%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Federal Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings Account
0.08%APY
Monthly service charge of $7 is waived with a daily balance of $500 or more. Interest is compounded and credited monthly using the daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499The $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly. | 0.05% | — | The $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly. |
| $2,500 – $9,999The $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly. | 0.05% | — | The $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly. |
| $10,000 – $24,999The $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly. | 0.08% | $8 | The $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly. |
| $25,000 – $49,999The $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly. | 0.12% | — | The $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly. |
| $50,000 and upThe $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly. | 0.15% | — | The $7 monthly service charge is waived if you maintain a balance of $500 or more every day. Interest compounded and credited monthly. |
Sources (2)
- firstfederalbanking.com/Deposi…ersonal/Personal-Savings
- firstfederalbanking.com/Deposi…s/Services/Deposit-Rates
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club Savings
0.03%APY
Balance will be paid to you in the fall of each calendar year. No minimum balance and no maintenance fee. No check writing privileges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. Balance will be paid in the fall of each calendar year.Any balance | 0.03% | $3 | No minimum balance. Balance will be paid in the fall of each calendar year. |
Sources (2)
- firstfederalbanking.com/Deposi…ersonal/Personal-Savings
- firstfederalbanking.com/Deposi…s/Services/Deposit-Rates
All captured Sep 18, 2026
Simply Savings
0.03%APY
$3 monthly service charge is waived if you maintain a daily balance of $100 or more, or are a minor under the age 18, or are age 50 or older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3 monthly service charge waived with daily balance of $100 or more, or if minor under age 18, or age 50 or older.Any balance | 0.03% | $3 | $3 monthly service charge waived with daily balance of $100 or more, or if minor under age 18, or age 50 or older. |
Sources (2)
- firstfederalbanking.com/Deposi…ersonal/Personal-Savings
- firstfederalbanking.com/Deposi…s/Services/Deposit-Rates
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.