Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 496–510 results in Illinois
- First National Bank of RaymondMoney Market AccountMoney Market Account · $2,500 min · 0.15%–0.70% by balance
Bank · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable rate account; rates and APYs may change after opening. No monthly service charge for accounts with balances above $2,500 at all times during the month. Fees could reduce earnings.
Offer: Variable rate account.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.15% $20,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $200,000 0.45% $200,000 – $500,000 0.55% $500,000 and up 0.70% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Rates are based on average daily balance. Maintenance or activity fees could reduce earnings on an account. Rates subject to change.
Offer: Tier applies to average daily balance of $1,000 to $9,999.99.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $75,000 0.25% $75,000 – $100,000 0.30% $100,000 and up 0.35% Rate checked
More details - Dupaco Community Credit UnionShare SavingsSavings · $25 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividends and APY accurate as of last dividend declaration date. Rate is variable and may change after account opening. Par value of one share in the credit union is $25.00.
0.00% interest rate · Effective Jun 15, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - Dupaco Community Credit UnionYou Name It SavingsSavings · $0 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividends and APY accurate as of the last dividend declaration date. Rates are variable and subject to change after account opening.
0.00% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for You Name It Savings Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open and maintain membership with $5. Up to 6 withdrawals monthly ($3 per additional withdrawal).
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be linked to a Just WIN! Cash Rewards or Just WIN! Cash Back Rewards Checking account. Requires acceptance of Consent for Electronic Transactions, Records, and Signatures agreement, valid email address, and enrollment in electronic delivery of statements, notices, and disclosures. No monthly service charge.
Offer: Qualifying rate tier on portion of daily balance up to $50,000.00 when monthly qualifications are met.
Qualified rate · 0.15% interest rate · Balance cap $50,000 · No monthly fee · Effective May 13, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly service fee waived for average monthly balances above $100.00, or for children, seniors (65+), students, and recipients of Social Security, SSI, veterans, or disability benefits.
$5 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Interest earned on balances of any size. Balances that fall below $200 incur a $4 monthly service fee. Two withdrawals per monthly statement cycle, thereafter $2 per withdrawal.
0.15% interest rate · $4 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly maintenance fee is $0 or $15; waived with a $1,000 minimum daily balance.
Offer: Monthly maintenance fee waived with a $1,000 minimum daily balance.
0.15% interest rate · $15 monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes membership with United Equity Credit Union. Initial $25 deposit becomes first share in credit union. No monthly maintenance fees.
0.15% interest rate · No monthly fee · Effective Mar 23, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Savings account made for a specific goal or purpose. No minimum balance required.
Offer: No minimum balance needed to earn.
0.15% interest rate · Effective Mar 23, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Share in the Credit Union required when opening an account. Requires a $5 minimum balance.
0.15% interest rate · Effective Oct 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000intro rate
Requirements
Product: Rates effective through September 29, 2026. Rates may change after account is opened and fees or other conditions may reduce earnings. Interest compounded semi-annually. Statements sent quarterly. Maximum 6 withdrawals per month.
Offer: All balances. Minimum balance $10.00 to earn stated rate. $1 monthly service charge if balance falls below $10. Compounded semi-annually. APY. Rates effective through September 29, 2026.
Promotional rate · 0.15% interest rate · $1 monthly fee
Rate checked
More details - St Gregory Parish Credit UnionShare AccountSavings · $25 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership eligibility is required. Dividend rates as of June 3, 2026; rates subject to change without notice.
Offer: Share balance $25.00–$2,499.99. Rate is dividend rate, not APY.
0.05% interest rate · Effective Jun 3, 2026
Rate by balance
Rate by balance for Share Account Balance APY Up to $2,500 0.05%* $2,500 – $5,000 0.09%* $5,000 – $10,000 0.13%* $10,000 and upYour amount 0.15%* Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest added back quarterly to the account. Maximum of six withdrawals per month to avoid fees. Rates may change after account is open. Fees could reduce earnings.
Offer: Minimum balance to obtain APY is $5.00. $5.00 opening deposit required. No monthly fees with a maximum of six withdrawals per month.
0.15% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch