Credit union · NCUA insured
Gas & Electric Credit Union Savings Rates
Top CarrotGas & Electric Credit Union’s best savings rate is 1.35% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Gas & Electric Credit Union’s savings rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Gas & Electric Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Gas & Electric Credit Union
1.35%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $135
Money Market Account
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Vibrant Credit Union
3.38%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $338
Gas & Electric Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.35%
- $100,000 balance$100,0002.00%
- QualifiedQualified1.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Gas & Electric Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.35%APY
Allows up to three withdrawals a month and requires a minimum $2,000 balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $9,999Allows up to three withdrawals a month and requires a minimum $2,000 balance. | 1.25% | — | Allows up to three withdrawals a month and requires a minimum $2,000 balance. |
| $10,000 – $24,999Allows up to three withdrawals a month. | 1.35% | $135 | Allows up to three withdrawals a month. |
| $25,000 – $99,999Allows up to three withdrawals a month. | 1.75% | — | Allows up to three withdrawals a month. |
| $100,000 – $249,999Allows up to three withdrawals a month. | 2.00% | — | Allows up to three withdrawals a month. |
| $250,000 and upAllows up to three withdrawals a month. | 2.25% | — | Allows up to three withdrawals a month. |
Primary Share Savings Account
0.15%APY
Share in the Credit Union required when opening an account. Requires a $5 minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.15% | $15 |
Special-purpose accounts
Individual Retirement Accounts (IRAs)
2.25%APY
Available as Roth and Traditional IRAs. No minimum deposit required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Roth and Traditional IRAs.Any balance | 2.25% | $225 | Applies to Roth and Traditional IRAs. |
Christmas Club Account
0.45%APY
Can be started at any time during the year; balance is transferred to savings or checking account on October 31st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBalance transferred to savings or checking on October 31st.Any balance | 0.45% | $45 | Balance transferred to savings or checking on October 31st. |
Who can join Gas & Electric Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.