Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in Illinois
- 0.40%APY$40 a year on $10,000
Requirements
Product: Account will not earn interest if under $1,000; interest compounded quarterly; monthly service fee waived if balance is greater than $100; APY may change after account opening.
Offer: Account will not earn interest if under $1,000; monthly service fee of $5 is waived if balance is greater than $100; APY may change after account opening.
Compounded quarterly · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Byron BankMoney Market AccountMoney Market Account · $2,500 min · 0.40%–1.77% by balance
Bank · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Rates subject to change. Earnings may be reduced by fees charged.
Offer: Minimum balance tier $2,500–$24,999.99.
0.40% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.40% $25,000 – $100,000 0.75% $100,000 and up 1.77% Rate checked
More details - The Gerber State BankMoney Market AccountsMoney Market Accounts · $0 min · 0.05%–1.31% by balance
Bank · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Deposit Rates Subject to Change.
Offer: If Below $1,000
0.05% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 0.70% $100,000 and up 1.31% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Membership Share dividends are declared monthly by the Board of Directors. Requires $5 opening deposit.
0.00% interest rate · Effective Mar 1, 2023
Rate by balance
Rate by balance for Membership Shares Balance APY Up to $5 0.00% Up to $2,000 0.30% $2,000 – $10,000 0.35% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - SIU Credit UnionBailey Bobcat SavingsSavings · $5 min · 0.00%–0.50% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: Only $5 to Open. No Minimum Balance. Dividends Paid Monthly. One Free Withdrawal per Month $5 for Each Additional.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Bailey Bobcat Savings Balance APY Up to $5 0.00% Up to $2,000 0.30% $2,000 – $10,000 0.35% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - SIU Credit UnionCustom Daily SavingsSavings · $0 min · 0.00%–0.50% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: Membership Share dividends are declared monthly by the Board of Directors.
0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Custom Daily Savings Balance APY Up to $500 0.00% $500 – $2,000 0.30% $2,000 – $10,000 0.35% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 waived if minimum balance of $50.00 is maintained each day of the month. For primary owners under 18 (or full-time students), minimum to open and earn interest is $10.00 and service charge fee is waived.
Offer: Monthly fee of $2.00 imposed if balance falls below $50.00 any day of the month.
0.40% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - First Trust and Savings BankFirst Money MarketFirst Money Market · $2,500 min · 0.40%–1.00% by balance
Bank · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: $2,500 minimum balance to obtain APY
Effective Jul 1, 2026
Rate by balance
Rate by balance for First Money Market Balance APY $2,500 – $15,000Your amount 0.40% $15,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $200,000 0.75% $200,000 and up 1.00% Rate checked
More details - Albank NAMoney Market Deposit AccountsMoney Market Deposit Accounts · $2,500 min · 0.00%–1.50% by balance
Bank · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: To open this account, you must be 18 years of age and deposit at least $2,500.00. Early closing fee of $10.00 if closed within 3 months. No monthly maintenance fee if daily minimum ledger balance is $2,500.00 or more; otherwise $15.00/month. 6 withdrawals to third parties per statement period (subsequent $15.00 each); 40 deposited checks per statement period (subsequent $0.25 each).
Offer: If daily minimum collected/ledger balance is under $2,500.00, no interest is earned. Monthly maintenance fee of $15.00 applies if balance is under $2,500.00.
0.00% interest rate · $15 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Money Market Deposit Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.40% $25,000 – $50,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.05% $50,000 – $100,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.05% $100,000 – $250,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.20% $250,000 – $500,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.30% $500,000 – $1,000,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.40% $1,000,000 and upMonthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. 1.50% Rate checked
More details - U of I Community Credit UnionIllini Draft Money Market AccountIllini Draft Money Market Account · $0 min · 0.20%–0.75% by balance
Credit union · 8 branches
0.40%APY$40 a year on $10,000Requirements
Product: There is no service charge for balances that fall under $2,500. NCUA insured. Access funds by check or electronic transfer.
0.20% interest rate
Rate by balance
Rate by balance for Illini Draft Money Market Account Balance APY Up to $2,500 0.20% $2,500 – $25,000Your amount 0.40% $25,000 and up 0.75% Rate checked
More details - U of I Community Credit UnionJumbo Money Market AccountJumbo Money Market Account · $0 min · 0.40%–1.50% by balance
Credit union · 8 branches
0.40%APY$40 a year on $10,000Requirements
Product: Higher rate paid only on the portion of the balance above $50,000. NCUA insured.
0.40% interest rate
Rate by balance
Rate by balance for Jumbo Money Market Account Balance APY Up to $50,000Your amount 0.40% $50,000 and up 1.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Quarterly compounding and crediting. $5.00 monthly service charge waived if the balance remains at or above $100.00 during the statement period.
Offer: Rate may change after account opening. $5.00 monthly service fee is charged if the balance falls below $100.00 at any time during the statement period.
0.40% interest rate · $5 monthly fee · Effective Aug 25, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Rates are variable and subject to change after account is opened. Fees charged on all accounts may reduce earnings.
Offer: Rates are variable and subject to change after account is opened. Minimum balance to obtain APY is N/A.
0.40% interest rate · Effective May 15, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch