Bank · FDIC insured
Byron Bank
A $384.4M bank headquartered in Byron, IL, with 3 branches in Illinois. Best rates: CDs 4.11% and savings 0.40% APY.
Byron Bank Carrot Score
66
Carrot Score
Higher than 17% of U.S. banks and credit unions
#6 of 7 in Rochelle, IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Byron Bank
- Headquarters
- 200 N Walnut St, Byron, IL 61010
- FDIC certificate
- 902 ↗
Branches
3 branches in Illinois
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Illinois
3 branches
Rochelle area · 2
- Byron BankMain office200 N Walnut St, Byron, IL 61010Directions
- Davis Junction Branch5653 N Junction Way, Davis Junction, IL 61020Directions
Rockford area · 1
- Poplar Grove Branch11159 Highway 76, Poplar Grove, IL 61065Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.23% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.28% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.07% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $75 | $81 | — |
- CapitalLeverage ratio10.23%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.28%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.07%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$75Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Byron Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.