Credit union · NCUA insured
U of I Community Credit Union
Top CarrotA $767.1M credit union headquartered in Champaign, IL, with 64,655 members and 8 branches in Illinois. Best rates: CDs 4.25% and savings 0.40% APY.
U of I Community Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 97% of U.S. banks and credit unions
#1 of 21 in Champaign, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About U of I Community Credit Union
- Headquarters
- 2201 S 1st St, Champaign, IL 61820-7402
- NCUA charter
- 60583
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals can join based on their home address.
Employers and groups
- Individuals can join through their employer.
Family and household
- Individuals can join through another member.
Other ways
- Individuals can join through The Community Impact Fund.
Cost to join
- Join for just $1.
Branches
8 branches in Illinois
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Illinois
8 branches
Champaign area · 5
- First Street OfficeMain office2201 S 1st St, Champaign, IL 61820Directions
- Illinois Educators Credit Union1203 S Mattis Ave, Champaign, IL 61821Directions
- Mahomet Branch1610 Patton Dr, Mahomet, IL 61853Directions
- Five Points206 E University Ave, Urbana, IL 61801Directions
- Union Branch1401 W Green St, Urbana, IL 61801Directions
Bloomington area · 2
- Hamilton Branch1722 E Hamilton Rd, Bloomington, IL 61704Directions
- Kays Branch416 Kays Dr, Normal, IL 61761Directions
Danville area · 1
- Gilbert Branch210 N Gilbert St, Danville, IL 61832Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.93% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.57% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.12% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $91 | $76 | — |
- CapitalNet worth ratio9.93%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.57%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.12%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$91Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of U of I Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.