Best savings rates in Illinois

Requirements

Product: Requires checking account relationship. Interest credited quarterly.

Offer: Requires checking account relationship. Interest credited quarterly.

Requirements

Product: Allows members to save for special events while earning the same dividends as the Share Savings Account. Requires no minimum balance. Not accessible through an ATM.

Offer: Earns the same dividends as the Share Savings Account.

Requirements

Product: Membership in the credit union is established by depositing and maintaining at least $5.00 in this account. Dividends are compounded daily and paid monthly. Tiering Method A: pays on the full balance in the account the stated interest rate that corresponds to the applicable deposit tier.

Requirements

Product: Linked to Forward Checking account. Limit one Forward Checking and Forward Savings account per Social Security Number. Interest earned and ATM fees reimbursed from Forward Checking transfer to Forward Savings. No monthly service fee.

Offer: Applies to all balances if qualifications are met each monthly qualification cycle in the Forward Checking account (at least 10 debit card purchases post and settle, at least 1 automatic payment or direct deposit post and settle, agree to receive and able to review electronic statements).

Requirements

Product: An active Bank First checking account with direct deposit is required to maintain this account. Limit 10 debit transactions (withdrawal or transfer) per statement cycle when statements are produced monthly and 30 when statements are produced quarterly. Accounts inactive for more than 12 months with a balance less than $100.00 incur an Inactive Account Fee of $3.00 per month.

Offer: An active Bank First checking account with direct deposit is required. Limit 10 debit transactions per monthly statement cycle or 30 per quarterly cycle. Variable rate compounded quarterly.

Requirements

Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance. Interest compounded daily, paid monthly. Interest rate subject to change every Wednesday / every other Wednesday. Rates are variable and may change after account is opened. Fees may reduce earnings. A $50 fee will be charged if the account is closed within 90 days.

Offer: Minimum balance to earn APY: $0.00 to $2,499.99. $2,500.00 Minimum To Open. Avoid $10 monthly service fee by maintaining a $1,000 minimum average balance.

Requirements

Product: No monthly maintenance fees.

Offer: Minimum to earn stated APY is $5,000.

Requirements

Product: Everyday Savings is a tiered account; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier apply to the entire balance in the account. Requires $5 Membership Share account.

Requirements

Product: Service charge of $5.00 is waived if balance is $50 and up. Limited to no more than 6 pre-authorized withdrawals each statement cycle.

Offer: Minimum balance to obtain the APY is $50. $5.00 service charge waived if balance is $50 and up. Interest compounded and credited monthly.

Requirements

Product: A $6.00 monthly service fee can be waived by enrolling in online statements or maintaining an average balance of $1,000. 6 free withdrawals or transfers per month, $2 per transaction thereafter. Tiered rate account; see a personal banker for additional rate tier information.

Offer: Waive $6.00 monthly service fee by enrolling in online statements or maintaining an average balance of $1,000. Tiered rate account; see a personal banker for additional rate tier information.

Requirements

Product: Maintenance fee applies only when account balance falls below $200 minimum balance any day during the month. Accounts with $0 balance for 30 days will be automatically closed.

Offer: Credit frequency: Quarterly. Daily collected balance method. The APY is paid on the full balance for that tier. Monthly maintenance fee of $5 waived with minimum balance of $200.

Requirements

Product: Dividends are paid monthly and a minimum balance of $1,000 is required.

Offer: Dividends Paid Monthly

Requirements

Product: Must be linked to a Kasasa Cash account. Qualifications to earn the higher rate include at least 1 direct deposit, ACH credit, or ACH payment transaction, at least 10 debit card purchases post and settle, enrollment in eStatements, and logging into digital banking per Monthly Qualification Cycle. No monthly service fee.

Offer: When linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle (at least 1 direct deposit/ACH credit/payment, at least 10 debit card purchases, eStatements, and digital banking login).

Requirements

Product: Must be linked to a Kasasa Cash® Plus account. Qualifications to earn the higher rate include at least 1 direct deposit, ACH credit, or ACH payment transaction, at least 30 debit card purchases post and settle, enrollment in eStatements, and logging into digital banking per Monthly Qualification Cycle. No monthly service fee.

Offer: When linked Kasasa Cash Plus account qualifications are met during a Monthly Qualification Cycle (at least 1 direct deposit/ACH credit/payment, at least 30 debit card purchases, eStatements, and digital banking login).

Requirements

Product: APY paid on average daily balance; must maintain the account's minimum average daily balance to obtain the disclosed APY. Yields paid monthly. Rates subject to change.

Offer: Deposit $2,000 to $9,999.99. APY on average daily balance; maintain the account minimum average daily balance to obtain disclosed APY. Yields paid monthly.