Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 301–315 results in Illinois
- 0.40%APY$40 a year on $10,000
Requirements
Product: No monthly maintenance fees.
0.40% interest rate · No monthly fee · Effective Apr 1, 2026
Rate checked
More details - First Community Credit UnionAdvantage Money MarketAdvantage Money Market · 0.32%–0.57% by balance
Credit union · 5 branches
0.37%APY$37 a year on $10,000Requirements
Product: Tiered dividend rates reward higher balances. Up to 6 fee-free withdrawals per month, $3.00 per excessive withdrawal thereafter.
Offer: Minimum balance to earn APY: Less than $10,000
0.32% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $10,000 0.32% $10,000 – $49,999Your amount 0.37% $50,000 – $99,999 0.47% $100,000 – $249,999 0.52% $250,000 and up 0.57% Rate checked
More details - Advia Credit UnionUltimate SavingsSavings · $0 min · 0.35%–3.00% by balance
Credit union · 7 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Promotional rate locked in at account opening for the first five monthly statement cycles with no minimum balance required to earn dividends. Standard tiered rates apply after the promo period with a $1,000 minimum daily balance required to earn dividends.
Offer: Promotional APY for first five monthly statement cycles on new accounts. No minimum opening balance and no minimum balance required to earn dividends during promotional period.
Promotional rate · Effective Sep 15, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Any balance 3.00% $1,000 – $99,999Your amountStandard rate tier after promotional period. 0.35% $100,000 – $249,999Standard rate tier after promotional period. 0.70% $250,000 and upStandard rate tier after promotional period. 1.00% Rate checked
More details - First National Bank of WaterlooFNB Premier MMAFNB Premier MMA · $1,000 min · 0.30%–0.40% by balance
Bank · 16 branches
0.35%APY$35 a year on $10,0000.30% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for FNB Premier MMA Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.35% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.35%APY$35 a year on $10,000
0.35% interest rate · Effective Dec 16, 2025
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Minimum opening deposit of $100.00. Interest compounded and credited quarterly for balances remaining at or above $100.00 every day of the month.
Offer: The interest rate and APY may change after account opening. Fees could reduce earnings. A $5.00 minimum balance service charge is imposed every month if the balance falls below $100.00 any day of the month.
0.35% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - Community Trust Credit UnionMoney MarketMoney Market · $2,500 min · 0.35%–0.40% by balance
Credit union · 4 branches
0.35%APY$35 a year on $10,000Requirements
Product: CTCU membership required. Minimum opening deposit of $2,500. No interest is paid when balance falls below $2,500.
0.35% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $19,999Your amount 0.35% $20,000 – $49,999 0.37% $50,000 and up 0.40% Rate checked
More details - Farmers National BankInvestment PlusInvestment Plus · $0 min · 0.30%–0.55% by balance
Bank · 4 branches
0.35%APY$35 a year on $10,0000.30% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Investment Plus Balance APY Over $0 0.30% $10,000 and upYour amount 0.35% $25,000 and up 0.40% $50,000 and up 0.45% $100,000 and up 0.55% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Withdrawals by preauthorization, automatic, telephone, or online/digital banking transfers are limited to six per month.
0.25% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Balance APY Over $0 0.25% $5,000 and up 0.30% $10,000 and upYour amount 0.35% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: A $1.00 monthly service charge will be waived if the account holder maintains a daily balance of $50, maintains another checking, savings, CD or loan account with FNB with a balance of $1,000 or more on statement date, or is under the age of 18. Withdrawals by preauthorization, automatic, telephone or online/digital banking transfers are limited to six per month.
Offer: $1.00 monthly service charge waived with $50 daily balance, $1,000 balance in another FNB account, or for account holders under 18.
0.35% interest rate · $1 monthly fee · Effective Sep 25, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Interest compounded and credited monthly. Monthly statement of activity that includes check images. Automatic funds transfer options. FREE Checks, FREE Debit Card & ATM access (MoneyPass), FREE Online/Digital Banking access. FDIC Insured.
0.30% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Investment Plus Balance APY Over $0 0.30% $10,000 and upYour amount 0.35% $25,000 and up 0.40% $50,000 and up 0.45% $100,000 and up 0.55% Rate checked
More details - Farmers National BankInvestment Plus IIInvestment Plus II · $0 min · 0.35%–0.85% by balance
Bank · 4 branches
0.35%APY$35 a year on $10,0000.35% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Investment Plus II Balance APY Over $0Your amount 0.35% $100,000 and up 0.55% $300,000 and up 0.70% $500,000 and up 0.85% Rate checked
More details - 0.35%APY$35 a year on $10,000
0.35% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Investment Plus II Balance APY Over $0Your amount 0.35% $100,000 and up 0.55% $300,000 and up 0.70% $500,000 and up 0.85% Rate checked
More details - Central Bank IllinoisMoney Market SavingsMoney Market Savings · $1,000 min · 0.25%–0.60% by balance
Bank · 10 branches
0.35%APY$35 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $1,000 average daily balance. Interest compounded and paid monthly on daily balances above $1,000. $1 fee per withdrawal in excess of 3 per month.
Offer: Paid on daily balances between $1,000 and $9,999.99.
0.25% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.35% $25,000 and up 0.60% Rate checked
More details - HealthCare Associates Credit UnionPremier Money Market AccountPremier Money Market Account · $0 min · 0.00%–0.90% by balance
Credit union · 4 branches
0.35%APY$35 a year on $10,000Requirements
Product: Access funds with up to 3 checks per month (minimum $500 each). Compounded monthly, paid monthly. Must maintain a minimum average daily balance of $2,000 to earn interest.
Offer: Must maintain a minimum average daily balance of $2,000 to earn interest.
0.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $1,999 0.00% $2,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.55% $50,000 – $99,999 0.75% $100,000 and up 0.90% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch