Bank · FDIC insured
First National Bank in Taylorville Savings Rates
First National Bank in Taylorville’s best savings rate is 0.50% APY on $10,000, with its Money Market Deposit Account. Rates checked October 16, 2026.
How First National Bank in Taylorville’s savings rates compare
Compared with banks and credit unions near Taylorville, IL, where First National Bank in Taylorville has the most branches. $10,000, best rate first.
This bank’s best
First National Bank in Taylorville
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market Deposit Account
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Land of Lincoln Credit Union
1.46%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $146
First National Bank in Taylorville savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank in Taylorville ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account
0.50%APY
The interest rate and average percentage yield may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum Daily Balance required to obtain APY. The interest rate and average percentage yield may change after account opening.$2,500 and up | 0.50% | $50 | Minimum Daily Balance required to obtain APY. The interest rate and average percentage yield may change after account opening. |
Sources (1)
- fnbtaylorville.com/Pages/saverates.html · captured Oct 6, 2026
Savings
0.35%APY
Minimum opening deposit of $100.00. Interest compounded and credited quarterly for balances remaining at or above $100.00 every day of the month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upThe interest rate and APY may change after account opening. Fees could reduce earnings. A $5.00 minimum balance service charge is imposed every month if the balance falls below $100.00 any day of the month.$100 and up | 0.35% | $35 | The interest rate and APY may change after account opening. Fees could reduce earnings. A $5.00 minimum balance service charge is imposed every month if the balance falls below $100.00 any day of the month. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Christmas Club
0.35%APY
Accounts can be opened at any time during the year. Funds are paid out during the middle of September of each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upPaid out during the middle of September of each year.$5 and up | 0.35% | $35 | Paid out during the middle of September of each year. |
Sources (2)
All captured Oct 16, 2026
Individual Retirement Acct (IRA)
0.35%APY
Designed to accumulate money for retirement with tax savings offered by the IRS.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upThe interest rate and APY may change after account opening. Minimum daily balance required to obtain APY.$100 and up | 0.35% | $35 | The interest rate and APY may change after account opening. Minimum daily balance required to obtain APY. |
Sources (2)
All captured Oct 16, 2026
Student Savings
0.35%APY
Available for customers under age of 19. No service charge or minimum balance requirements until age 19. Interest compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upFor customers under age of 19. No service charge or minimum balance requirements on this account until age 19. Interest compounded and credited quarterly.$10 and up | 0.35% | $35 | For customers under age of 19. No service charge or minimum balance requirements on this account until age 19. Interest compounded and credited quarterly. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.