Compare Bank & Credit Union Rates
Best savings rates in Schaumburg, IL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Schaumburg, IL
- Byline BankSignature Money MarketSignature Money Market · $5,000 min · 0.05%–2.30% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Tiered rate personal money market account requiring new-to-Byline funds. A minimum daily balance of $5,000 is required to avoid a $25 monthly service fee. Disclosed rate is paid on the entire balance for that tier. Daily balance method used, interest compounded and paid monthly.
Offer: Monthly fee waived if balance >= $5,000.
Promotional rate · 0.05% interest rate · $25 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $250,000 2.20% $250,000 and up 2.30% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Earned without a checking relationship or if a withdrawal occurs during the month / minimum monthly qualifications are not met.
Qualified rate
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Basic Rate: Applied if monthly qualifications are not met or if a member-based withdrawal occurs during the month.
Qualified rate · 0.25% interest rate
Rate checked
More details - Heartland Bank and Trust CompanySuper Money MarketSuper Money Market · $2,500 min · 0.02%–0.75% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,0000.02% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Super Money Market Balance APY Up to $10,000 0.02% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.25% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open and maintain membership with $5. Up to 6 withdrawals monthly ($3 per additional withdrawal).
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal or business money market account. A minimum daily balance of $2,500 is required to avoid a $15 monthly service fee. Minimum balance to earn APY is $2,500. Compounded and paid monthly.
Offer: $15 monthly service fee if daily balance falls below $2,500. Interest compounded and paid monthly.
0.10% interest rate · $15 monthly fee · Effective Mar 6, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For new customers opening online, must be a resident of Illinois or Wisconsin, a U.S. citizen or resident alien, and have a U.S. physical address.
Offer: Monthly service fee of $3 is waived if a $200 minimum daily balance is maintained; no fee is assessed on the first statement cycle after opening. Interest is compounded and paid monthly based on the statement cycle using the daily balance method.
0.10% interest rate · $3 monthly fee · Effective Sep 29, 2026
Rate checked
More details - Parkway Bank & Trust CompanyPersonal Preferred Money MarketPersonal Preferred Money Market · $2,500 min · 0.10%–0.44% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Avoid $15 monthly service fee by maintaining a $2,500 minimum average daily balance. $2,500 minimum deposit to open. Direct check writing with up to 6 pre-authorized/telephone/online transfers or checks per month ($15 fee per excess transaction).
Offer: PPMM Tier 1. Avoid $15 monthly service fee with $2,500 minimum average daily balance.
0.10% interest rate · $15 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Preferred Money Market Balance APY $2,500 – $15,000Your amount 0.10% $15,000 – $50,000PPMM Tier 2. 0.18% $50,000 – $100,000PPMM Tier 3. 0.20% $100,000 – $300,000PPMM Tier 4. 0.31% $300,000 – $1,000,000PPMM Tier 5. 0.32% $1,000,000 – $2,000,000PPMM Tier 6. 0.34% $2,000,000 and upPPMM Tier 7. 0.44% Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 2 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.01%–0.06% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.01% $5,000 – $2,000,001Your amountStandard Rate with qualifying, open Private Client Account. 0.06% $2,000,001 – $100,000,000,000requires new money to Huntington. Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.01% Rate checked
More details - 0.06%APY$6 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.
Qualified rate · 0.06% interest rate · $4.50 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Schaumburg, IL
59 accounts at 17 banks and credit unions · checked Oct 15–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches