Compare Bank & Credit Union Rates
Best savings rates in Twin Falls, ID
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Twin Falls, ID
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - ICCUHigh-Yield Online Savings AccountSavings · $1,000 min · 0.00%–3.40% by balance
Credit union · 2 branches
3.40%APY$340 a year on $10,000Requirements
Product: Requires ICCU membership (Share Savings Account with minimum $25 opening balance and one-time $5 membership fee). Free online eStatements required.
Offer: Monthly service fee is $10 if balance is less than $1,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High-Yield Online Savings Account Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 3.40% $25,000 – $49,999 3.40% $50,000 – $99,999 3.40% $100,000 – $249,999 3.40% $250,000 and up 3.40% Rate checked
More details - Westmark Credit UnionHigh-Yield SavingsSavings · $1,000 min · 0.00%–2.45% by balance
Credit union · 1 branch
2.20%APY$220 a year on $10,000Requirements
Product: Managed online. Requires Westmark membership ($5 Primary Savings minimum) and eStatements. 6 free withdrawals per month ($10 fee per additional withdrawal). $10 monthly fee applies if balance falls below $1,000.
Offer: Below $1,000 balance earns 0.00% APY and incurs a $10 monthly fee.
$10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $1,000 0.00% $1,000 – $99,999Your amount 2.20% $100,000 – $249,999 2.30% $250,000 – $499,999 2.40% $500,000 and up 2.45% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Dividends compounded monthly. 6 free withdrawals per month.
Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - CapEd Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Bundled with and requires a High Yield Checking account. Limit one account per Social Security number.
Offer: Qualifications met (at least one direct deposit or ACH withdrawal of $500+ and at least twelve debit card purchases of $5+ post and settle per qualification cycle).
Qualified rate · 1.49% interest rate · No monthly fee
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 1.50% $50,000 and upQualifications met; 0.10% Rate checked
More details - Pioneer Federal Credit UnionHigh Yield Savings AccountSavings · 0.60%–4.10% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,500 to earn dividends. Compounding & Crediting is monthly. Dividend Period is monthly. Daily Balance Computation Method applies a daily periodic rate to the daily balance each day.
Offer: Balance tier < $2,500.
Effective Sep 2, 2025
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $2,500 0.60% $2,500 and up 1.00% $10,000 and upYour amount 1.35% $25,000 and up 1.70% $50,000 and up 2.05% $75,000 and up 2.40% $100,000 and up 2.75% $250,000 and up 3.10% $500,000 and up 3.60% $1,000,000 and up 4.10% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - CapEd Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 1.25%–2.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Personal accounts only. Dividends paid monthly when minimum balance to earn dividends is met ($2,500.00). $18.00 monthly fee if account falls below $2,500.00. Up to 3 withdrawals per month without a fee when minimum withdrawal ($200.00) is met; $5.00 fee for withdrawals under $200.00 or exceeding 3 withdrawals.
Offer: Monthly fee waived when balance is $2,500.00 or more.
1.24% interest rate · $18 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $25,000Your amount 1.25% $25,000 – $50,000 1.50% $50,000 – $75,000 1.75% $75,000 – $250,000 2.00% $250,000 and up 2.50% Rate checked
More details - Mountain America Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–3.60% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 – $9,999 0.85% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.45% $250,000 – $999,999 3.25% $1,000,000 and up 3.60% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Available to members with taxable income to shelter gross income from Idaho State Income Taxes (up to $10,000 per year for individuals, $20,000 for married couples filing jointly). Dividends calculated daily and compounded monthly. No set-up charges or service fees.
Offer: No minimum balance or deposit requirement. No service fees.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number.
Offer: Earned on balances up to $25,000 when minimum qualifications are met on the linked Kasasa checking account during the Monthly Qualification Cycle.
Qualified rate · 1.00% interest rate · Balance cap $25,000 · No monthly fee
Rate checked
More details - Farmers BankMoney Market CheckingMoney Market Checking · $100 min · 0.00%–1.51% by balance
Bank · 3 branches
0.65%APY$65 a year on $10,000Requirements
Product: A $7 monthly service fee applies if minimum balance drops below $2,000 during the month; a $2 credit is applied if electing to receive monthly eStatements. Interest accrues at tiered rates if current daily balance is greater than $1,000. Up to 6 checks per statement cycle and unlimited in-house transactions; $10 per non-personal debit in excess of 6 per month.
Offer: Interest will not accrue if current daily balance is below $1,000. Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000.
0.00% interest rate · $7 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,000 0.00% $1,000 – $20,000Your amount 0.65% $20,000 – $50,000 0.70% $50,000 – $100,000 0.95% $100,000 and up 1.51% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Twin Falls, ID
68 accounts at 17 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 1.65%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Twin Falls, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 3 branches
- Westmark Credit UnionCredit union · 1 branch
- Pioneer Federal Credit UnionCredit union · 2 branches