Compare Bank & Credit Union Rates
Best savings rates in Georgia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Georgia
- United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 64 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Can only be opened with a new or existing Prime Rewards Checking or Prime Interest Checking account. Limit 1 account per SSN/ITIN.
Offer: When qualifications are met (active Prime Rewards Checking or Prime Interest Checking account, and enrolled in and receive monthly e-statements). Daily balances up to $50,000.
Qualified rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Prime Savings Balance APY Up to $50,000Your amount 0.50% Over $50,000Rate accurate as of 11/01/2022. 0.35% Rate checked
More details - Lanier Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–3.00% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Five tiered account. Dividends compounded monthly and credited monthly based on average daily balance; rates may change monthly. No monthly fee if within 6 transactions per month and maintaining a $1,000 daily balance; otherwise $10 monthly fee. Minimum withdrawal is $100 per check/withdrawal.
Offer: Tier: $1,000 - $24,999. Minimum balance to earn APY is $1,000. Fee waived if staying within 6 transactions per month and maintaining $1,000 daily balance.
Compounded monthly · $10 monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $24,999Your amount 0.50% $25,000 – $99,999 2.00% $100,000 – $149,999 2.25% $150,000 – $249,999 2.50% $250,000 and up 3.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: May make up to 6 withdrawals per quarter. Membership requires maintaining minimum share deposit.
0.15% interest rate · Effective Aug 19, 2022
Rate by balance
Rate by balance for Savings Balance APY $100 – $2,499 0.15% $2,500 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Earn competitive dividends based on average daily balance; 4 withdrawals allowed per quarter ($8 penalty per withdrawal over limit); automatically opened upon becoming a member.
0.50% interest rate · Effective Apr 1, 2023
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Quarterly service charge of $3 waived with minimum balance of $100. Up to 3 free withdrawals permitted per quarter ($2 charge per additional withdrawal).
Offer: Avoid $3 quarterly service charge with minimum balance of $100. Up to 3 free withdrawals per quarter ($2 fee per additional withdrawal).
0.50% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Avoid the $2 minimum balance service charge by maintaining a $100 minimum daily balance.
Offer: Minimum balance to obtain APY is $0.01. $2 monthly service charge waived by maintaining a $100 minimum daily balance.
0.50% interest rate · $2 monthly fee · Effective Sep 14, 2022
Rate checked
More details - Interstate Credit UnionPrimary SavingsSavings · $100 min · 0.10%–2.00% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Required membership account. Compounded and credited quarterly.
Offer: Variable rate. Minimum balance to earn stated APY is $100.00.
0.10% interest rate · No monthly fee · Effective Jun 30, 2024
Rate by balance
Rate by balance for Primary Savings Balance APY $100 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 – $500,000 1.50% $500,000 and up 2.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered-rate savings account. $6.50 fee per quarterly cycle if daily balance falls below $100 on any day of cycle (waived with balance above $100 or Direct Deposit relationship). Unlimited withdrawals if daily balance stays at or above $500; if daily balance falls below $500, 3 free withdrawals per cycle, then $1.50 per additional withdrawal. $2 paper statement fee (waived with e-statements). $15 inactivity fee after 3 months inactivity. Minimum to open through mail is $200.
Offer: Tier One: Balances less than $5,000.00. Minimum balance to earn interest and obtain APY is $25. $5 minimum balance to open ($200 by mail).
0.30% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.30% $5,000 – $50,000Your amount 0.50% $50,000 and up 0.70% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.45% interest rate · No monthly fee
Rate checked
More details - Connex Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.40%–2.50% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: No minimum balance required to open account. Money Market rates paid on a tiered rate schedule. Balances that fall below $2,500 are paid Regular Share rate. Share dividends are compounded and paid monthly. Minimum withdrawal of $500.
Offer: Regular rate.
0.40% interest rate · Effective Oct 1, 2024
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.50% $250,000 and up 2.50% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: $1,000 minimum average daily balance to avoid a $10 monthly maintenance fee. Interest compounded daily on the collected balance. Rates may change after account is opened.
Offer: $1,000 minimum average daily balance to avoid a $10 monthly maintenance fee. Interest compounded daily on the collected balance.
Compounded daily · $10 monthly fee · Effective Jan 15, 2026
Rate checked
More details - Family First Credit UnionShare Savings AccountSavings · $50 min · 0.25%–0.45% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: Requires credit union membership, a $5.00 minimum deposit to open, maintaining a $5.00 balance to remain a member, and demonstrating regular activity to keep the account open. Includes 1 free withdrawal per month; additional withdrawals incur a $4.00 excessive withdrawal charge.
0.25% interest rate · Effective Oct 30, 2024
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $250 0.25% $250 – $5,000 0.35% Over $5,000Your amount 0.45% Rate checked
More details - iTHINK FinancialMoney Market Max AccountMoney Market Max Account · $0 min · 0.45%–1.45% by balance
Credit union · 6 branches
0.45%APY$45 a year on $10,000Requirements
Product: All iTHINK Financial Memberships and accounts are subject to eligibility, address and identification verification, and qualification. $500 minimum balance is required to avoid a minimum balance fee. Variable rates subject to change after opening. Dividend rate paid based on total balance in account. Fees may reduce earnings.
Offer: $500 minimum balance is required to avoid a minimum balance fee.
0.45% interest rate · Effective Mar 24, 2026
Rate by balance
Rate by balance for Money Market Max Account Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.00% $250,000 and up 1.45% Rate checked
More details - First Commerce Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–1.15% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit $2,500. A $10 monthly fee is assessed on balances below $2,500 (no fees on average daily balances of $2,500 or higher). Free check writing up to 3 per month. All dividends are posted quarterly.
Offer: Power Checking rate tier. Requires Power Checking account with an Average Daily Balance of $2,500 or more (also applies to iEarn and iEarn 50+ accounts). Fee waived on average daily balances of $2,500 or higher.
Qualified rate · 0.15% interest rate · $10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.55% $50,000 – $100,000 0.80% $100,000 – $250,000 1.05% $250,000 – $500,000 1.10% $500,000 and up 1.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Georgia
289 accounts at 112 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches