Credit union · NCUA insured
Macon-Bibb Employees CU Savings Rates
Macon-Bibb Employees CU’s best savings rate is 0.50% APY on $10,000, with its Savings. Rates checked October 22, 2026.
How Macon-Bibb Employees CU’s savings rates compare
Compared with banks and credit unions near Macon, GA, where Macon-Bibb Employees CU has the most branches. $10,000, best rate first.
This credit union’s best
Macon-Bibb Employees CU
0.50%APY
- Requires
- None
- Minimum
- $15
- Earns on $10,000 a year
- $50
Savings
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
Center Parc Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $400
Macon-Bibb Employees CU savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Macon-Bibb Employees CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings
0.50%APY
May make up to 6 withdrawals per quarter. Membership requires maintaining minimum share deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $2,499 | 0.15% | — |
| $2,500 and up | 0.50% | $50 |
Sources (3)
- maconbibbecu.org/files/maconbibb/1/file/Disclosures.pdf
- maconbibbecu.org/services/savings-accounts
- maconbibbecu.org/services/dividend-rates
All captured Sep 19, 2026
Wish Account
0.30%APY
May make 1 withdrawal each year.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.30% | $30 |
Sources (3)
- maconbibbecu.org/files/maconbibb/1/file/Disclosures.pdf
- maconbibbecu.org/services/savings-accounts
- maconbibbecu.org/services/dividend-rates
All captured Sep 19, 2026
Special-purpose accounts
IRA Account
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.75% | $75 |
Sources (2)
All captured Sep 19, 2026
Who can join Macon-Bibb Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of Macon-Bibb Consolidated Gov't, MTA, Macon-Housing Authority, Macon-Bibb EOC, and Macon-Bibb Planning and Zoning are eligible for membership.
Family and household
- Immediate family members of employees of the listed qualifying employers are eligible for membership.
- Immediate family members of current Macon-Bibb Employees Credit Union members are eligible to join.
Cost to join
- A deposit is required to establish membership ($20 total initial deposit / $15 minimum savings account balance).
- A $5 new membership fee is required to establish membership.
Membership information collected October 4, 2026.