Credit union · NCUA insured
Macon-Bibb Employees CU
A $2.7M credit union headquartered in Macon, GA, with 881 members and 1 branch in Georgia. Best rates: CDs 0.80% and savings 0.50% APY.
Macon-Bibb Employees CU Carrot Score
67
Carrot Score
Higher than 18% of U.S. banks and credit unions
#10 of 14 in Macon, GA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Macon-Bibb Employees CU
Macon-Bibb Employees Credit Union is a member-owned financial institution headquartered in Macon, Georgia.
- Headquarters
- 150 Willie Smokie Glover Dr, Macon, GA 31201-2822
- NCUA charter
- 67688
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of Macon-Bibb Consolidated Gov't, MTA, Macon-Housing Authority, Macon-Bibb EOC, and Macon-Bibb Planning and Zoning are eligible for membership.
Family and household
- Immediate family members of employees of the listed qualifying employers are eligible for membership.
- Immediate family members of current Macon-Bibb Employees Credit Union members are eligible to join.
Cost to join
- A deposit is required to establish membership ($20 total initial deposit / $15 minimum savings account balance).
- A $5 new membership fee is required to establish membership.
Branches
1 branch in Georgia
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Georgia
1 branch
- Macon-Bibb Employees Credit UnionMain office150 Willie Smokie Glover Dr, Macon, GA 31201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.76% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.45% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.76% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio10.76%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.45%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.76%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Macon-Bibb Employees CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.