Credit union · NCUA insured
Interstate Credit Union Savings Rates
Interstate Credit Union’s best savings rate is 0.50% APY on $10,000, with its Primary Savings. Rates checked October 22, 2026.
How Interstate Credit Union’s savings rates compare
Compared with banks and credit unions near Brunswick, GA, where Interstate Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Interstate Credit Union
0.50%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $50
Primary Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Thomasville National Bank
1.51%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $151
Interstate Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Interstate Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Primary Savings
0.50%APY
Required membership account. Compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500Variable rate. Minimum balance to earn stated APY is $100.00. | 0.10% | — | Variable rate. Minimum balance to earn stated APY is $100.00. |
| $2,500 – $10,000Variable rate. | 0.25% | — | Variable rate. |
| $10,000 – $25,000Variable rate. | 0.50% | $50 | Variable rate. |
| $25,000 – $50,000Variable rate. | 1.00% | — | Variable rate. |
| $50,000 – $100,000Variable rate. | 1.25% | — | Variable rate. |
| $100,000 – $500,000Variable rate. | 1.50% | — | Variable rate. |
| $500,000 and upVariable rate. | 2.00% | — | Variable rate. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.50%APY
Fee-free withdrawals Oct-Dec. Early withdrawal fee of $10.00 per withdrawal if withdrawn before October 1. Compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500Variable rate. Minimum balance to earn stated APY is $100.00. | 0.10% | — | Variable rate. Minimum balance to earn stated APY is $100.00. |
| $2,500 – $10,000Variable rate. | 0.25% | — | Variable rate. |
| $10,000 – $25,000Variable rate. | 0.50% | $50 | Variable rate. |
| $25,000 – $50,000Variable rate. | 1.00% | — | Variable rate. |
| $50,000 – $100,000Variable rate. | 1.25% | — | Variable rate. |
| $100,000 – $500,000Variable rate. | 1.50% | — | Variable rate. |
| $500,000 and upVariable rate. | 2.00% | — | Variable rate. |
Sources (2)
All captured Sep 18, 2026
IRA Savings
0.50%APY
Available as Traditional IRA Savings and Roth IRA Savings wrappers. Compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Variable rate. Minimum balance to earn stated APY is $25.00. | 0.10% | — | Variable rate. Minimum balance to earn stated APY is $25.00. |
| $2,500 – $10,000Variable rate. | 0.25% | — | Variable rate. |
| $10,000 – $25,000Variable rate. | 0.50% | $50 | Variable rate. |
| $25,000 – $50,000Variable rate. | 1.00% | — | Variable rate. |
| $50,000 – $100,000Variable rate. | 1.25% | — | Variable rate. |
| $100,000 – $500,000Variable rate. | 1.50% | — | Variable rate. |
| $500,000 and upVariable rate. | 2.00% | — | Variable rate. |
Sources (2)
All captured Sep 18, 2026
Sunny Savers / Savasaurus
0.50%APY
For ages 0-12. Can be a membership account. All members under 18 must have a parent or legal guardian as a joint owner. Compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500Variable rate. Minimum balance to earn stated APY is $100.00. | 0.10% | — | Variable rate. Minimum balance to earn stated APY is $100.00. |
| $2,500 – $10,000Variable rate. | 0.25% | — | Variable rate. |
| $10,000 – $25,000Variable rate. | 0.50% | $50 | Variable rate. |
| $25,000 – $50,000Variable rate. | 1.00% | — | Variable rate. |
| $50,000 – $100,000Variable rate. | 1.25% | — | Variable rate. |
| $100,000 – $500,000Variable rate. | 1.50% | — | Variable rate. |
| $500,000 and upVariable rate. | 2.00% | — | Variable rate. |
Sources (2)
All captured Sep 18, 2026
Vacation Club
0.50%APY
Compounded and credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500Variable rate. Minimum balance to earn stated APY is $100.00. | 0.10% | — | Variable rate. Minimum balance to earn stated APY is $100.00. |
| $2,500 – $10,000Variable rate. | 0.25% | — | Variable rate. |
| $10,000 – $25,000Variable rate. | 0.50% | $50 | Variable rate. |
| $25,000 – $50,000Variable rate. | 1.00% | — | Variable rate. |
| $50,000 – $100,000Variable rate. | 1.25% | — | Variable rate. |
| $100,000 – $500,000Variable rate. | 1.50% | — | Variable rate. |
| $500,000 and upVariable rate. | 2.00% | — | Variable rate. |
Sources (2)
All captured Sep 18, 2026
Who can join Interstate Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.