Compare Bank & Credit Union Rates
Best savings rates in Georgia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Georgia
- Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 11 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Excel Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.40% by balance
Credit union · 2 branches
0.90%APY$90 a year on $10,000Requirements
Product: Minimum deposit of $1,000 is required to open the account and a minimum balance of $1,000 is required to earn the stated annual percentage yield. Maximum 6 withdrawals per month; $5 fee per each additional withdrawal above 3 per month.
Offer: $1,000 is required to open the account and a minimum balance of $1,000 is required to earn the stated annual percentage yield.
0.50% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $5,000 0.50% $5,000 – $25,000Your amount 0.90% $25,000 – $50,000 1.20% $50,000 – $100,000 1.25% $100,000 and up 1.40% Rate checked
More details - MyGeorgia Credit UnionShare Savings AccountSavings · $100 min · 0.25%–0.85% by balance
Credit union · 9 branches
0.85%APY$85 a year on $10,000Requirements
Product: Includes Elite Club. Dividends paid quarterly. Rates are variable and may change after account is opened. Money Market and Share accounts are subject to withdrawal fee for each account debit after 6 per month. ATM card access has $1 fee for each savings withdrawal.
Offer: Quarterly dividend rate.
0.25% interest rate · Effective Dec 31, 2024
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $1,000 0.25% $1,000 – $5,000 0.35% $5,000 – $10,000 0.55% $10,000 and upYour amount 0.85% Rate checked
More details - On The Grid FinancialMoney Market AccountMoney Market Account · $2,500 min · 0.75%–1.00% by balance
Credit union · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Requires a $10 Membership Account and membership eligibility. Interest/dividends compounded and credited monthly on daily balance. A $10.00 monthly fee applies if the minimum daily balance of $2,500.00 is not maintained.
Offer: Monthly fee of $10.00 waived with minimum balance of $2,500.00; dividends calculated monthly on daily balance.
0.75% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 0.85% $25,000 – $100,000 0.95% $100,000 and up 1.00% Rate checked
More details - Georgia's Own Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–3.50% by balance
Credit union · 27 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Rates are variable and subject to change without notice. Dividends compounded monthly. Minimum balance of $2,500 required to earn dividends. $10 monthly service charge if minimum daily balance falls below $2,500.
Offer: Minimum balance of $2,500 required to earn dividends. Monthly service charge of $10 applies if daily balance drops below $2,500 (waived with daily balance of $2,500 or more). Dividends compounded monthly.
Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.75% $100,000 – $250,000 1.95% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.75% $1,000,000 and up 3.50% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: A minimum balance of $5.00 must be maintained to avoid a service fee. Dividends computed on average daily balance and compounded quarterly.
Offer: A minimum balance of $5.00 must be maintained to avoid a service fee. Dividends computed on average daily balance and compounded quarterly.
Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - First Carolina BankBankMobile Savings AccountSavings · $0 min · 0.01%–0.75% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Must have a BankMobile Checking Account to qualify. Variable rate. Limit 6 transfers or withdrawals per statement cycle.
Offer: Paid for average daily balances up to $15,000.00. Requires a BankMobile Checking Account.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Jul 15, 2026
Rate by balance
Rate by balance for BankMobile Savings Account Balance APY Up to $15,000Your amount 0.75% $15,000 and upAPY for this tier ranges from 0.75% to 0.57% depending on balance (calculation based on a $20,000.00 average daily balance). 0.01%* Rate checked
More details - LGE Community Credit UnionMoney MarketMoney Market · $2,500 min · 0.75%–1.75% by balance
Credit union · 18 branches
0.75%APY$75 a year on $10,000Requirements
Product: Membership eligibility required. If the average daily balance falls below $2,500 for the dividend period, it will become a non-dividend bearing account. You must maintain the minimum daily balance amount of $2,500 in your account to avoid a fee as stated in the Fee Schedule. Dividends are variable, subject to change after the account is opened, and compounded monthly.
Offer: If the average daily balance falls below $2,500 for the dividend period, it will become a non-dividend bearing account. Must maintain a minimum daily balance of $2,500 to avoid a fee.
0.75% interest rate · Compounded monthly · Effective Apr 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.75% Over $10,000 1.00% Over $25,000 1.25% Over $50,000 1.25% Over $100,000 1.75% Over $250,000 1.75% Over $500,000 1.75% Rate checked
More details - MidSouth Community Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.60%–1.50% by balance
Credit union · 9 branches
0.75%APY$75 a year on $10,000Requirements
Product: MidSouth membership is available to anyone who lives, works, worships, or attends school in Baldwin, Bibb, Crawford, Hancock, Houston, Jones, Monroe, Peach, Pulaski, Putnam, Twiggs, Washington, and Wilkinson County. Requires a $5 initial deposit into a share savings account to establish and maintain membership. Dividends compound daily and are paid monthly. Up to 6 withdrawals per month.
Offer: The balance required to obtain the APY is a daily balance. Compounded daily, paid monthly.
0.60% interest rate · Compounded daily · Effective Apr 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 0.60% $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 1.00% $100,000 and up 1.50% Rate checked
More details - Georgia Heritage Federal Credit UnionMoney Market PlusMoney Market Plus · $2,500 min · 0.50%–1.00% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,000Requirements
Product: Must maintain a minimum balance of $2,500 to earn monthly compounded dividends.
Offer: To earn the stated dividend, a minimum average daily balance of $2,500 is required.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Plus Balance APY $2,500 and up 0.50% $10,000 and upYour amount 0.75% $25,000 and up 1.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Minimum average daily balance of $1,000 avoids the $10 monthly service charge. Variable rate account; rates may change up or down at any time without notice. Fees could reduce earnings.
Offer: Minimum average daily balance of $1,000 avoids the $10 monthly service charge.
0.75% interest rate · $10 monthly fee · Effective Sep 22, 2025
Rate checked
More details - Addition Financial Credit UnionMoney MarketMoney Market · $1,000 min · 0.05%–1.46% by balance
Credit union · 3 branches
0.70%APY$70 a year on $10,000Requirements
Product: Dividends paid on daily account balances of $1,000 or more. No minimum opening deposit. No required minimum balance. Dividends are compounded daily and paid monthly.
0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 0.70% $100,000 – $250,000 0.95% $250,000 – $1,000,000 1.26% $1,000,000 and up 1.46% Rate checked
More details - FirstBankMoney Market TieredMoney Market Tiered · $2,500 min · 0.00%–0.75% by balance
Bank · 11 branches
0.65%APY$65 a year on $10,000Requirements
Product: Tiered interest rate account. $10 minimum balance fee imposed every month the daily balance falls below $2,500.00. Six free withdrawals or transfers per statement cycle ($2 per transaction over 6). Applicant must be 18 years of age or older.
Offer: Tier 1: Daily balances of $0.00 to $2,499.99 earn 0.00% interest rate and 0.00% APY. Monthly fee of $10 applies if daily balance falls below $2,500.00.
0.00% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Tiered Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.65% $10,000 – $100,000Your amount$10 fee waived if daily balance remains at or above $2,500.00. 0.65% $100,000 – $250,000$10 fee waived if daily balance remains at or above $2,500.00. 0.70% $250,000 and up$10 fee waived if daily balance remains at or above $2,500.00. 0.75% Rate checked
More details - Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $0 min · 0.40%–3.40% by balance
Credit union · 2 branches
0.65%APY$65 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.40% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY Up to $5,000 0.40% $5,000 – $10,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.55% $10,000 – $20,000Your amountLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 0.65% $20,000 – $50,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.50% $50,000 – $75,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.55% $75,000 – $100,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 1.60% $100,000 – $250,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.00% $250,000 – $500,000Level 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.30% $500,000 and upLevel 2: All-In Required: 21+ debit or credit card transactions per month and a minimum of $1,500 in direct deposit(s) and/or mobile deposit into a qualifying account within the last 31 days. Transaction count is NOT a combination of debit and credit card transactions. Debit Card transactions must be posted within the last 31 days and by the end of business day of the last day of the month. Credit Card transactions must be posted between the 27th of previous month and 26th of current month. Excludes ATM and cash transactions. 3.40% Rate checked
More details - Valdosta Teachers' FCUMoney MarketMoney Market · $1,000 min · 0.35%–0.75% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Dividends are compounded monthly and credited monthly using the Average Daily Balance method. A minimum average daily balance of $1,000 is required to earn APY and to avoid fees.
Offer: Dividends compounded and credited monthly using Average Daily Balance Method. Minimum average daily balance of $1,000 required to obtain APY and avoid fees.
0.35% interest rate · Compounded monthly · Effective Mar 26, 2024
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,500 0.35% $2,500 – $10,000 0.55% $10,000 – $25,000Your amount 0.65% $25,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Georgia
289 accounts at 112 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.25%
- Banks, typical
- 0.30%
- Credit unions, typical
- 0.25%
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Find your bank or credit union to see all its rates and how they compare near you.
Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches