Compare Bank & Credit Union Rates
Best savings rates in Tampa, FL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Tampa, FL
- 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with Trax Credit Union. Monthly service fee of $5 is waived for members who maintain a daily balance of $500, open another account with Trax, or are under age 25 or over age 60.
Offer: Compounded monthly. $5 monthly fee waived with $500 daily balance, having another Trax account, or if under age 25 or over age 60.
0.05% interest rate · Compounded monthly · $5 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Franklin-Somerset Federal Credit UnionMoney Market Share DraftMoney Market Share Draft · $1,500 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded monthly when average daily balance meets or exceeds $1,500.00. Write up to 5 checks free per month; $1.00 fee for each check over 5. Minimum withdrawal amount is $100.00.
Offer: Dividends compounded monthly.
0.05% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate checked
More details - Family First Credit UnionAdult SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A $5.00 deposit is required to start savings and establish ownership. Dividends are paid quarterly.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Adult Savings Balance APY Up to $500 0.00% $500 – $10,000Your amount 0.05% Over $10,000 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes credit union membership. Minimum $5 balance to maintain membership. Minimum $500 average daily balance required to earn dividends.
Offer: Dividends compounded and credited monthly. Minimum $500 average daily balance required to earn stated APY.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes credit union membership. Monthly Savings Fee of $5 applies if 25 or older, with no loan or credit card account, and monthly average balance of all accounts combined is less than $300.
Offer: Minimum to earn dividends: $5.00. Monthly fee waived if under 25, or with loan/credit card account, or combined monthly average balance is $300 or more.
0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Advertised rates apply only in Florida for domestic accounts. $5 monthly fee is waived by maintaining a $300 average balance per statement cycle, or by maintaining a $1 balance in a Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.
Offer: Advertised APY applies only in Florida for domestic accounts. Monthly fee of $5 waived with $300 average balance per statement cycle or $1 balance in Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.
$5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.75% $50,000 – $100,000 0.75% $100,000 – $250,000 0.75% $250,000 and up 0.75% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Open with just $5, which also establishes membership. Automatic transfers each month available. Automatic deposit of $25 debited monthly from TBF Checking Account. Fees may reduce earnings on share accounts.
Offer: Automatic deposit of $25 debited monthly from TBF Checking Account. Fees may reduce earnings on share accounts.
Qualified rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basis for membership in Credit Union. Initial deposit of $10.00 to open, $5.00 is a one-time membership fee. Must maintain a $5.00 balance in the account at all times. If you open just a savings there is no minimum balance requirement if you are under 18 or 60 or older; otherwise if the primary savings account is the only account you have with the credit union you must maintain a balance of $200.00 or greater once open for 6 months or pay a monthly fee.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit $10. No minimum balance required. No monthly fee. Unlimited deposits and withdrawals. Rates may change at any time. APY equals interest rate for all tiers.
Offer: Balances through $99.99. APY equals interest rate.
0.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
0.05% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
0.05% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate checked
More details - BayFirst FinancialBayLive Money Market AccountBayLive Money Market Account · $100 min · up to $10,000
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Must pair with a BayLive Checking account. $20 service charge per statement cycle if daily balance falls below $1,000 on any day of the month. Pre-authorized/automatic withdrawals or transfers limited to 6 per month.
Offer: Requires active BayLive Checking account (direct deposit of payroll, SSI, or other income and 10 electronic debit transactions per monthly statement cycle). $20 service fee if daily balance falls below $1,000.
Qualified rate · $20 monthly fee · Effective Apr 2, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Special savings accounts offered alongside basic regular share savings accounts.
0.00% interest rate
Rate by balance
Rate by balance for Special Shares Balance APY Up to $100 0.00% $100 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tampa, FL
130 accounts at 43 banks and credit unions · checked Oct 15–22
- Typical
- 0.09%
- Top 10% from
- 1.67%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Find your bank or credit union to see all its rates and how they compare near you.
Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 1 branch
- Suncoast Credit UnionCredit union · 30 branches