Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in California
- Bay Cities CUMoney Market (S5)Money Market (S5) · $1,000 min · 0.25%–0.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Your rate may change after the account is opened and fees may reduce earnings on your account. $1,000 Minimum Balance to earn Dividends. Dividends are calculated daily and compounded daily.
Offer: Account Terms: Daily. Dividend Calculation: Daily Compounded. $1,000 Minimum Balance to earn Dividends.
0.25% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market (S5) Balance APY $1,000 – $4,999 0.25% $5,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.55% $50,000 – $99,999 0.65% $100,000 and up 0.75% Rate checked
More details - Energy One Federal Credit UnionPremier One Money MarketPremier One Money Market · $5,000 min · 0.50%–2.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Designed for higher balances with top dividend tiers. Limited to six withdrawals per month. Minimum balance requirements vary by account type and help avoid monthly service charges. Monthly dividend compounding. NCUA insured.
Offer: Tier 1
Effective Jun 9, 2026
Rate by balance
Rate by balance for Premier One Money Market Balance APY $5,000 and upYour amount 0.50% $20,000 and upTier 2 0.60% $30,000 and upTier 3 0.75% $50,000 and upTier 4 0.80% $100,000 and upTier 5 1.00% $250,000 and upTier 6 2.00% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Opening a SoFi Savings account also automatically opens a SoFi Checking account. No account, service, or maintenance fees.
Offer: SoFi members with Eligible Direct Deposit activity can earn 0.50% APY on savings balances. Variable rate. No minimum balance requirement.
Qualified rate · No monthly fee
Rate checked
More details - Noble Credit UnionReverse Money Market AccountReverse Money Market Account · $100 min · 0.50%–6.00% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum withdrawal is $200. Smaller balances earn higher APY.
5.85% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Reverse Money Market Account Balance APY $100 and up 6.00% $2,501 and up 2.25% $5,000 and up 1.00% $7,500 and up 0.75% $10,000 and upYour amount 0.50% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $0 min · 0.00%–1.51% by balance
Bank · 77 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - Clearpath Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.50%–1.51% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Offer: Standard tier.
Effective Aug 9, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.50% $50,000 and upGold tier. 1.00% $100,000 and upPlatinum tier. 1.51% Rate checked
More details - Safe 1 Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.50%–2.25% by balance
Credit union · 10 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Minimum balance $2,500. $2,500 minimum opening deposit. $2,500 minimum required to earn dividends. Dividends paid monthly. Rates are variable.
Offer: Standard rate tier. Minimum $2,500 required to earn dividends.
Qualified rate · 0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.50% $50,000 – $99,999 0.75% $100,000 – $249,999 1.25% $250,000 and up 2.25% Rate checked
More details - Technology Credit UnionMoney Market Plus AccountsMoney Market Plus Accounts · $0 min · 0.00%–2.05% by balance
Credit union · 9 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: $0.00 minimum balance to open account and $2,500.00 to earn dividends. $0.01 minimum balance to maintain account. For balances of $50,000 and up, receive a rate boost of 0.10% with a Tech CU Checking Account and direct deposit of a minimum net pay of $100. Direct deposit criteria waived with a private banking relationship.
Offer: $0.01 minimum balance to maintain account. $2,500.00 to earn dividends.
Qualified rate · 0.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Plus Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.85% $50,000 – $100,000 1.00% $100,000 – $150,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.25% $150,000 – $300,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.50% $300,000 – $500,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.90% $500,000 – $1,000,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.95% $1,000,000 and upDirect deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 2.05% Rate checked
More details - Eagle Community Credit UnionPremium Advantage Money Market AccountPremium Advantage Money Market Account · $2,500 min · 0.45%–0.85% by balance
Credit union · 6 branches
0.50%APY$50 a year on $10,000Requirements
Product: Must live or work in Orange and Riverside County to join. Allows up to six withdrawals or transfers per month. Check-writing capabilities and ATM card access. Federally insured by NCUA up to $250,000. Rates quoted are subject to change at any time without notice. Annual Percentage Yield assumes deposits and dividends paid are held to maturity.
Offer: Min. to Earn APY: $2,500.
0.45% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premium Advantage Money Market Account Balance APY $2,500 and up 0.45% $10,000 and upYour amountto Earn APY: $10,000. 0.50% $25,000 and upto Earn APY: $25,000. 0.65% $50,000 and upto Earn APY: $50,000. 0.75% $100,000 and upto Earn APY: $100,000. 0.85% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Must have a Regular Share account already in place to open. Minimum $500.00 balance required. No monthly service fee assessed.
0.50% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - POPA Federal Credit UnionMoney Market SavingsMoney Market Savings · $50 min · 0.35%–0.95% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: No monthly minimum balance fee. $50.00 minimum deposit to open account. Balances below $50.00 do not earn dividends for each day it remains below the minimum. Rates are variable and subject to change monthly. Maximum of six electronic transfers and/or withdrawals per calendar month.
Offer: Balances below $50.00 do not earn dividends.
0.35% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.75% $100,000 and up 0.95% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available for individual and joint account holders. Businesses, trusts, and other legal entities are not eligible online.
Offer: A minimum balance of $1,000 must be maintained to obtain the advertised APY. A monthly $5.00 paper statement fee applies unless electronic statements are elected.
0.49% interest rate · No monthly fee
Rate checked
More details - American Broadcast Employees FCUMoney Market Share AccountMoney Market Share Account · $2,500 min · 0.50%–1.50% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit is $2,500. Minimum balance to earn dividends is $2,500. Subsequent deposits of $200 or more. Draft access allows withdrawals via special drafts of $500 or more. Free supply of draft checks. Dividends are compounded and credited weekly. No overdraft protection is available.
Offer: Rates may change after account opening.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.05% $250,000 and up 1.50% Rate checked
More details - BOPTI Federal Credit UnionShare AccountSavings · $500 min · 0.50%–1.51% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.50% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Share Account Balance APY $500 – $10,000Your amount 0.50% $10,000 – $25,000 0.75% $25,000 – $50,000 1.00% $50,000 – $100,000 1.26% Over $100,000 1.51% Rate checked
More details - Collegedale Credit UnionRegular (01) Share AccountSavings · $50 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: A Share Account is required for membership and to be eligible for other membership services. Dividends are paid quarterly on all shares as approved by the Board of Directors based upon Credit Union Earnings.
Offer: $50 minimum balance to receive dividend.
0.30% interest rate · Effective Dec 1, 2024
Rate by balance
Rate by balance for Regular (01) Share Account Balance APY Up to $9,999 0.30% $10,000 and upYour amount 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
790 accounts at 288 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.41%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches