Compare Bank & Credit Union Rates
Best savings rates in Los Angeles, CA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Los Angeles, CA
- 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Maximum number of nine (9) Secondary Savings accounts can be opened under one primary account. Secondary Savings accounts earn the First500 Savings Base Rate.
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: First step into membership. One account per Social Security Number. In certain instances when minimum balance is not maintained and no other services or accounts are open, a low balance monthly fee of $6.00 may apply.
Offer: First500 Savings Base Rate applies to balances above $500 in qualifying accounts and any balance in non-qualifying First500 accounts. Monthly service fee of $6.00 may apply if minimum balance is not maintained and no other services/accounts are open.
Qualified rate · $6 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $3 monthly fee assessed if combined average in all savings, checking, money market, certificate and IRA accounts falls below $100 and account holder has no outstanding USC Credit Union loan balances. Fee waived if under age 25, one monthly $25 deposit occurs, maintain a $100 combined average balance in all deposit accounts, or have an outstanding balance on a consumer loan.
Offer: Monthly fee waived if under age 25, deposit $25+/month, maintain $100 combined average balance across deposit accounts, or have an outstanding consumer loan balance.
0.05% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must mature in July or August 2025 (or July/August 2026).
Offer: Listed as Flexible Savers on rate sheet; must mature in July or August 2026. Minimum to earn dividends is $0.
0.05% interest rate · Effective Sep 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: You must have a First Financial Credit Union (FFCU) Checking Account and either Direct Deposit or Payroll Deduction to be eligible to earn additional dividends from other qualifying FFCU services. You must maintain the average daily balance of $1,000 to avoid closure of this account and to receive yields. Fees may be charged monthly if balance falls below $1,000 at any time within a calendar month. Dividend yield will be increased for a maximum of 5 elective products/services, 2 of which must be checking and Direct Deposit/Payroll Deduction; any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your SuperSavers account. APY paid on average daily balance and on all eligible electives on the last business weekday of the quarter. Qualifying FFCU services include mortgages, home equity loans, HELOC, auto, RV and motorcycle loans, and eStatements. Certain other qualifying services count as one service each: unsecured personal loans (including lines of credit), credit cards, share certificates (excluding IRA certificates), SuperSavers accounts, and IRAs.
Qualified rate · 0.05% interest rate · Effective Oct 13, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum $100 to earn dividends.
0.05% interest rate · Effective Oct 13, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Savings account required for Credit Union membership. After six months, must maintain a minimum $250 balance or open any other type of account to avoid a $5 monthly service fee.
Offer: After six months, maintain a minimum $250 balance or open any other type of account to avoid the $5 monthly fee.
$5 monthly fee
Rate checked
More details - Farmers Insurance Federal Credit UnionRainy Day SavingsSavings · $0 min · 0.05%–1.75% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: APY of 1.75% on balances up to $2,000; Membership Savings rate (0.05%) on balances over $2,000. Maximum of two free withdrawals per calendar year ($20 fee each additional withdrawal). Funded via recurring ACH deposit or qualifying external funds. Limit one Rainy Day Account per qualified membership. Membership eligibility required.
Offer: APY of 1.75% on balances up to $2,000. Maximum of two free withdrawals per calendar year.
Rate by balance
Rate by balance for Rainy Day Savings Balance APY Up to $2,000 1.75% $2,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes credit union membership. Dividends compound monthly and are paid monthly.
Offer: $100 minimum balance required to earn dividends. $5 minimum balance required to open an account. Dividends compound monthly and are paid monthly.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes First City membership.
Offer: Minimum balance to earn APY is $100.
0.05% interest rate · Effective Oct 5, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Los Angeles, CA
228 accounts at 77 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Los Angeles, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- F&A Credit UnionCredit union · 2 branches
- Downey Federal Credit UnionCredit union · 2 branches