Credit union · NCUA insured
POLAM Federal Credit Union Savings Rates
Top CarrotPOLAM Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How POLAM Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where POLAM Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
POLAM Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
POLAM Federal Credit Union savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where POLAM Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 0.30% | $30 |
| $25,000 – $75,000 | 0.40% | — |
| $75,000 and up | 0.75% | — |
Savings
0.05%APY
Establishes credit union membership. Dividends compound monthly and are paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum balance required to earn dividends. $5 minimum balance required to open an account. Dividends compound monthly and are paid monthly.$100 and up | 0.05% | $5 | $100 minimum balance required to earn dividends. $5 minimum balance required to open an account. Dividends compound monthly and are paid monthly. |
Special-purpose accounts
Individual Retirement Accounts (IRA)
0.30%APY
Offers Traditional, Roth, and Educational Savings Accounts for rollover, transfer, or contributory IRAs with no time deposit commitment.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upTraditional, Roth, and Education IRA savings rate tier with $1,000 minimum balance. $100 minimum balance to open ($100 minimum for rollover). No set-up charges or annual maintenance fees. Dividends compound monthly and are paid monthly.$1,000 and up | 0.30% | $30 | Traditional, Roth, and Education IRA savings rate tier with $1,000 minimum balance. $100 minimum balance to open ($100 minimum for rollover). No set-up charges or annual maintenance fees. Dividends compound monthly and are paid monthly. |
Sources (2)
All captured Oct 6, 2026
Who can join POLAM Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Polish American Congress in Arizona are eligible for membership.
- Polish-Americans living in Southern California, or individuals living in Southern California who are members of the Polish American Congress by making a minimal, one-time donation.
- Members of the Northwest Ohio Polish Cultural Center in Toledo, Ohio are eligible for membership.
Family and household
- Friends and families of Polish-Americans living in Southern California, or a family member of an existing member.
Cost to join
- A minimum deposit of $5.00 is required to open a savings account.
- A $20 supporting membership fee is due if not already a member of the qualifying associations or a family member of an existing member.
Membership information collected October 5, 2026.