Compare Bank & Credit Union Rates
Best savings rates in Alabama
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Alabama
- 0.45%APY$45 a year on $10,000
Requirements
Offer: Compounded Quarterly, Paid Quarterly. Fees could reduce earnings.
0.45% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Variable rate account, rate subject to change, fees may reduce earnings.
Offer: Must maintain a minimum average daily balance of $100.00 in account to obtain disclosed annual percentage yield.
0.45% interest rate
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: All members must open up a Share/Savings Account before being offered any services. Open with $25 ($25 that you must keep in the account at all times). Variable rate account, rate subject to change, fees may reduce earnings.
Offer: $25.00 minimum balance required; must maintain a minimum average daily balance of $100.00 in account to obtain the disclosed annual percentage yield.
0.45% interest rate
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Variable rate account. Dividend rates determined quarterly by the Credit Union board of directors. Annual percentage yields are accurate as of the last dividend declared date. Withdrawals are limited to five per month, with a $25 fee for any excess transactions.
Offer: Minimum to open a share account is $25.00 plus a $1.00 membership fee. A balance of $200.00 is required to earn dividends.
0.45% interest rate
Rate checked
More details - Florence Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: Variable rate account determined quarterly by the board of directors. Membership eligibility requires residing in qualifying areas of Alabama, Mississippi, or Tennessee.
Offer: A balance of $2,500 is required to earn dividends. Withdrawals limited to five per month, with a $25 fee for excess transactions.
0.45% interest rate
Rate checked
More details - Gulf Coast Bank & TrustBest Money MarketBest Money Market · $20 min · 0.40%–3.38% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: A minimum deposit of $20 is required to open account. $10.00 monthly service cycle charge waived if average month-to-date balance is $5,000 or average month-to-date balance is $25,000 or greater in qualifying deposits. Paper statement fee of $4.85 applies unless enrolled in eStatements or meeting balance requirements.
Offer: Monthly fee of $10.00 waived with $5,000 average month-to-date balance or $25,000 in qualifying deposits.
0.40% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Best Money Market Balance APY Up to $100,000Your amount 0.40% $100,000 – $250,000 0.60% $250,000 – $1,000,000Initial rate determined by initial deposit tier; rate tier changes may affect yield. 0.75% $1,000,000 – $1,500,000 3.03% $1,500,000 and up 3.38% Rate checked
More details - Gulf Winds Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.30%–2.25% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Membership eligibility required. Account opening subject to approval. Rates apply to entire balance. Dividends calculated daily and compounded monthly. Fees may reduce earnings.
0.30% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.30% $2,500 – $25,000Your amount 0.40% $25,000 – $75,000 1.00% $75,000 – $150,000 1.30% $150,000 – $250,000 1.50% $250,000 – $500,000 1.75% $500,000 and up 2.25% Rate checked
More details - Navigator Credit UnionPremium Savings Money MarketPremium Savings Money Market · $2,500 min · 0.40%–0.70% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: Subject to membership requirements. Fees could reduce earnings.
0.40% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Premium Savings Money Market Balance APY $2,500 – $10,000Your amount 0.40% $10,000 – $25,000 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.60% Over $100,000 0.70% Rate checked
More details - Family Security Credit UnionPrimary Share Savings AccountSavings · $25 min
Credit union · 23 branches
0.40%APY$40 a year on $10,000Requirements
Product: Core savings account received with membership. Paid monthly. Member voting rights.
0.40% interest rate
Rate checked
More details - Birmingham City Credit UnionMembership Share Savings AccountSavings · $25 min · 0.00%–0.70% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Membership is open to city employees and their immediate family members (spouse, dependent children, grandchildren) who are not eligible for the city's Fire or Police Credit Union. Requires a $25.00 deposit to open. One withdrawal per month allowed.
Rate by balance
Rate by balance for Membership Share Savings Account Balance APY Up to $100 0.00% $100 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $75,000 0.50% $75,000 – $10,000,000 0.70% Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Mar 24, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
0.30% interest rate · Effective Mar 24, 2026
Rate by balance
Rate by balance for Money Prime Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Mar 1, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000intro rate
Requirements
Product: Establishes member ownership/share in the credit union. Requires $5.00 minimum deposit to join. An average daily balance of $100 or more during the dividend period is required to earn dividends. Dividends paid quarterly. Must be opened for access to any other member accounts or services.
Offer: Prospective dividend rate & APY: December 31, 2026. $100 minimum Average Daily Balance to earn dividends. Dividends paid quarterly.
Promotional rate · 0.35% interest rate · Effective Dec 31, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Rate may change after account is open. May require a minimum daily balance and/or impose a penalty for early withdrawal. Fees and other conditions could reduce earnings.
Offer: Interest credited monthly. Rate may change after opening.
0.35% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Alabama
266 accounts at 101 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.88%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.30%
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Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches