Bank · FDIC insured
First Southern State Bank Savings Rates
First Southern State Bank’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How First Southern State Bank’s savings rates compare
Compared with banks and credit unions near Scottsboro, AL, where First Southern State Bank has the most branches. $10,000, best rate first.
This bank’s best
First Southern State Bank
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
First Jackson Bank
2.02%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $202
First Southern State Bank savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Southern State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Prime
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.30% | — |
| $2,500 – $10,000 | 0.40% | — |
| $10,000 – $25,000 | 0.40% | $40 |
| $25,000 and up | 0.50% | — |
Sources (1)
- fssbank.com/accounts/personal/rates · captured Sep 19, 2026
Money Market
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.40% | $40 |
Sources (1)
- fssbank.com/accounts/personal/rates · captured Sep 19, 2026
Savings
0.25%APY
Balance below $50 incurs a $1.00 monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to avoid fees is $50.00; monthly service fee is $1.00 for balances below $50.00.Any balance | 0.25% | $25 | Minimum balance to avoid fees is $50.00; monthly service fee is $1.00 for balances below $50.00. |
Sources (2)
All captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.