Credit union · NCUA insured
Rocket City FCU
A $67.5M credit union headquartered in Huntsville, AL, with 5,918 members and 1 branch in Alabama. Best rates: CDs 3.10% and savings 0.50% APY.
Rocket City FCU Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#14 of 20 in Huntsville, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Rocket City FCU
Established in August 1954, Rocket City Federal Credit Union is a member-owned cooperative financial institution.
Headquartered at 2200 Clinton Avenue in Huntsville, Alabama, the credit union operates two offices serving its members.
- Headquarters
- 2200 Clinton Ave W, Huntsville, AL 35805-3000
- NCUA charter
- 9662
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or members of one of Rocket City Federal Credit Union's Selected Employer Groups (including the City of Huntsville, Madison County, Huntsville Utilities, and listed partner organizations) are eligible for membership.
Family and household
- Individuals who have a family member who is already a member of Rocket City Federal Credit Union are eligible for membership.
Cost to join
- Joining requires two forms of identification and a $25.00 share stake deposit.
Branches
1 branch in Alabama
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Alabama
1 branch
- Rocket City Federal Credit UnionMain office2200 Clinton Ave W, Huntsville, AL 35805Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.25% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.17% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.49% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio17.25%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.17%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.49%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Rocket City FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.