Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 781–795 of 2,146 nationwide · median 10.90% APR
- 9.95%APRas low as
Terms
Fixed interest rate starting at 9.95% APR. Best for members with strong credit who want the lowest rate available. No annual fee. No cash advance fee.
Credit card score 83 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as · up to 14.88%
9.96% APR, up to 14.88%
Terms
Rates listed are the lowest and highest annual percentage rates available. Actual APRs and terms depend on credit history, type of product and underwriting standards. No annual fees.
Credit card score 83 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
- 9.96%APRas low as
Terms
Credit limit up to $15,000.00. 25-day grace period.
Credit card score 83 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Fixed purchase APR as low as 9.96% based on creditworthiness. Rate is based on a credit score of 740 or greater generated by Pathways; rate may be different based on score. No annual fee.
Credit card score 83 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Fixed rate reduced to 9.99% with direct debit from your 600 Atlantic FCU account. Cash rate same as purchase rate.
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate is as low as 9.99% APR based on a 725 credit score. No annual fee and no balance transfer fee. Max amount of approval $10,000.
Credit card score 82 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
All rates shown are as low as. Actual interest rates may vary based on credit history. 25-day grace period on purchases with a zero prior month balance.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 17.99%
9.99% APR, up to 17.99%
Terms
APR is 9.99%, 11.99%, 13.99%, or 17.99% based on credit score. Card limit up to $10,000.00.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Non-variable rate. Rates vary by credit quality. No annual fee and no balance transfer fee.
Credit card score 82 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate is offered to the most credit-worthy borrowers. Actual rate may vary based on creditworthiness. No teaser rate. No annual fee, no cash advance fee, no balance transfer fee.
Credit card score 82 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Revolving terms. Non-variable rate. Quoted rate is the lowest available rate and reflects all possible discounts; rate is based on credit history and borrower eligibility. Offer good with approved credit for loans new to All In CU. Purchases after 365 days at regular rate.
Credit card score 82 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rate is APR as low as 9.99%. No annual fee, cash advance fee, or balance transfer fee.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Standard 9.99% APR applies to balances, purchases, cash advances, and balance transfers thereafter. $0 annual fee.
Credit card score 82 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 20.99%
9.99% APR, up to 20.99%
Terms
Fixed rate. Credit limits from $500 to $10,000. No annual fee.
Credit card score 82 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank