Bank · FDIC insured
Hoosier Heartland State Bank
A $356.3M bank headquartered in Crawfordsville, IN, with 7 branches in Indiana.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website.
- Savings—1.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Hoosier Heartland State Bank
Hoosier Heartland State Bank is an employee-owned bank headquartered in Montgomery County, Indiana, where every employee is also an owner.
- Headquarters
- 1661 S Us Highway 231, Crawfordsville, IN 47933
- FDIC certificate
- 15566 ↗
Branches
7 branches in Indiana
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Indiana
7 branches
Crawfordsville area · 6
- Hoosier Heartland State BankMain office1661 S Us Highway 231, Crawfordsville, IN 47933Directions
- Darlington Avenue Branch1400 Darlington Ave, Crawfordsville, IN 47933Directions
- Nucor Branch4537 S Nucor Rd, Crawfordsville, IN 47933Directions
- Ladoga Branch123 E Main St, Ladoga, IN 47954Directions
- Linden Branch100 North Meridan St, Linden, IN 47955Directions
- New Ross Branch100 N Main St, New Ross, IN 47968Directions
Greencastle area · 1
- Roachdale Branch108 N Indiana St, Roachdale, IN 46172Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.70% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.63% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.27% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $81 | $81 | — |
- CapitalLeverage ratio8.70%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.63%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.27%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$81Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Hoosier Heartland State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.