Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 796–810 of 2,146 nationwide · median 10.90% APR
- 9.99%APRas low as
Terms
Fixed purchase APR. The rate will not increase while the plan is open. Grace period of a minimum of 25 days after the close of each billing cycle if new balance is paid by due date. No annual fee.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Non-variable rate as low as 9.99% APR based on a high credit score; actual APR based on creditworthiness.
Credit card score 82 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Periodic rate: 0.8325% per month for credit purchases.
Credit card score 82 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed APR.
Credit card score 82 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate. $0 balance transfer fee. Subject to credit approval and membership eligibility.
Credit card score 82 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 13.99%
9.99% APR, up to 13.99%
Terms
Non-variable purchase rate. Rates vary based on credit profile (from 9.99% to 13.99% APR). Maximum credit limit up to $20,000.
Credit card score 82 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchase APR for purchases at Bass Pro Shops and Cabela's.
Credit card score 82 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate.
Credit card score 82 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 18.00%
9.99% APR, up to 18.00%
Terms
Rates as low as 9.99% up to 18.00% based on creditworthiness. No annual fee.
Credit card score 82 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - Central Valley Firefighters Credit UnionCVFCU Visa® Platinum Credit Card · No annual fee
Credit union
9.99%APRas low asTerms
Fixed 9.99% APR. Credit limits up to $20,000. Same rate on balance transfers, cash advances, and purchases. All loans subject to credit approval; creditworthiness determines interest rate.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Credit card score 82 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchases. Grace period applies when paid in full within 28 days of statement closing date.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate as low as 9.99% APR. APR is based on creditworthiness. No annual fees, no balance transfer fees, no cash advance fees.
Credit card score 82 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed rate starting as low as 9.99% APR.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank