Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 766–780 of 2,146 nationwide · median 10.90% APR
- 9.95%APRas low as
Terms
Best rate for excellent credit. Rate is based on approved credit determined by managed-risk program and may vary depending on creditworthiness.
Credit card score 83 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Fixed APR. Maximum credit limit $5,000. Rates are based on an evaluation of credit history, so your rate may differ.
Credit card score 83 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as · up to 17.95%
9.95% APR, up to 17.95%
Terms
Based on creditworthiness. Rate applies to purchases, cash advances, and overdraft advances.
Credit card score 83 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
No annual fee.
Credit card score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Fixed rate with a 25-day grace period and no annual fee. Subject to credit approval.
Credit card score 83 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Credit card score 83 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Rate as low as. Individual rates based on credit worthiness. Subject to loan officer approval. Effective date 12-1-2024.
Credit card score 83 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
No annual fees. Earn points with every purchase.
Credit card score 83 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Credit limit $5,000. Cash advances and purchases have the same interest rate.
Credit card score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
A+ Credit. Subject to credit approval.
Credit card score 83 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
Fixed rate. No processing or application fees.
Credit card score 83 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as · up to 12.95%
9.95% APR, up to 12.95%
Terms
Fixed purchase APR 9.95% to 12.95% based on credit approval. $0 annual fee.
Credit card score 83 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
No pledge requirement. Annual fee: None. Grace period: at least 25 days on purchases. Balance transfer fee: $25.00. Cash advance fee: $25.00. Foreign transaction fee: 1.00%.
Credit card score 83 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Terms
APR as low as 9.95%. Low fixed interest rate. No annual fees. Credit lines from $400 to $15,000 with secured or unsecured options. Rate based on creditworthiness and capacity to repay.
Credit card score 83 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.95%APRas low as
Credit card score 83 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank