Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 676–690 of 2,146 nationwide · median 10.90% APR
- 9.90%APRas low as
Terms
Rate is 9.90% across all Fair Isaac credit score tiers (Tier 1 through Tier 5). No annual fee.
Credit card score 84 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Standard purchase APR. Fixed (subject to change).
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
9.90%* Annual Percentage Rate thereafter.
Credit card score 84 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed interest rate. Rate also applies to balance transfers from another credit card.
Credit card score 84 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Variable rate based on Prime Rate in The Wall Street Journal; rate may vary each calendar quarter.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate based on creditworthiness and term of loan.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. No annual fee. No balance transfer fee. Rates vary by individual credit score and are subject to change.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - Prime Trust Financial Credit UnionPrimeTrust Platinum Rewards Visa Credit Card · No annual fee
Credit union
9.90%APRas low asTerms
Non-variable APR for purchases, balance transfers, and cash advances. $0 annual fee.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Revolving term. Payment 3% of balance. Rate stated as 'As low as 9.90% APR*'. Subject to credit approval and income requirements.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
With approved credit. Limits up to $10,000. No balance transfer fees.
Credit card score 84 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 12.90%
9.90% APR, up to 12.90%
Terms
Lowest possible APR based on credit worthiness for qualified borrowers. Rates and terms subject to change without notice.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
9.9% fixed APR on purchases and cash advances. 25-day grace period on purchases. No annual fee or cash advance fee. 1% Foreign Transaction Fee.
Credit card score 84 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate of 9.90% APR for purchases, balance transfers, and cash advances. Daily periodic rate of 0.0271%. No application fee, no cash advance fee, and no balance transfer fee.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank