Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 691–705 of 2,146 nationwide · median 10.90% APR
- 9.90%APRas low as · up to 14.90%
9.90% APR, up to 14.90%
Terms
Low non-variable APRs ranging from 9.90% to 14.90% APR.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate is 'As Low As'. Subject to credit approval; rate may vary based on creditworthiness. Minimum savings balance of $100 required to be eligible for loans. Membership required.
Credit card score 84 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Revolving term. Minimum payment is $2.00 per $100 borrowed. Same low APR on all transactions. $0 balance transfer fee. $0 over-the-counter cash advance fee. $0 annual fee.
Credit card score 84 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.75%
9.90% APR, up to 17.75%
Terms
Non-variable APR determined by credit rating and other underwriting factors. No annual fee, no cash advance fee, and no balance transfer fee.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Stated in rate table as reflecting Annual Percentage Yield (APY*). Fixed rate.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate is As Low As (ALA); actual rate depends on personal credit history. Rate locked-in at time of credit approval for up to 30 days.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate applies to purchases, balance transfers, and cash advances. Minimum monthly payment is 3% of the balance or $25.00, whichever is greater. Interest is calculated on daily balance for cash advances.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed 9.90% APR applies to purchases, balance transfers, and cash advances. No annual fees, balance transfer fees, transaction fees, or cash advance fees.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 15.50%
9.90% APR, up to 15.50%
Terms
Please submit proof of income with your loan application for all non-share secured loans.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates as low as 9.90% APR for purchases based on individual creditworthiness. No balance transfer fees, no cash advance fees, no domestic transaction fees, and no transaction fee for purchases. Minimum finance charge is $0.50. Method of computing balance is Average Daily Balance (including new purchases). Over credit limit fee is $10. Includes ScoreCard Rewards.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Must qualify for a $5,000.00 limit. No cash back program.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR of 9.9% on purchases, cash advance, and balance transfer. Qualification based on creditworthiness and underwriting standards.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. 25-day interest-free grace period. No annual fee. No cash advance fee.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Interest rates as low as 9.90%. Up to $15,000 credit limit. No annual fees. No balance transfer fees. 25 day grace period on purchases.
Credit card score 84 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
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Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank