Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 661–675 of 2,146 nationwide · median 10.90% APR
- 9.90%APRas low as · up to 15.90%
9.90% APR, up to 15.90%
Terms
Rate based on creditworthiness. No annual fee. 25 day grace period for purchases. Credit lines $500 to $5,000.
Credit card score 84 · Carrot Score 65
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR for purchases, cash advances, and balance transfers. Average daily balance calculation method.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Approximate terms: 3% of owed balance. Rate based on creditworthiness and term of loan.
Credit card score 84 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Non-variable rate. 25-day courtesy period.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.50%
9.90% APR, up to 16.50%
Terms
Annual Percentage Rate (APR) based on applicant's credit qualifications.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate depends on credit application and results. 25-day grace period for purchases; no grace period for cash advances. No over limit or cash advance fees.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Purchase rate. 25-day grace period. No annual fee.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
9.90% APR Purchases & Transfers. $0 Annual & Transfer Fees.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
9.90% APR applies to purchases, cash advances, and balance transfers. No balance transfer fee or cash advance fee. Foreign transaction fee is 1.00% of each transaction in US Dollars. Late payment fee is $15.00 if 20 or more days late. No over-the-credit-limit fee. No minimum interest charge.
Credit card score 84 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate. Rate is the same for balance transfers, cash advances, and purchases. No monthly or annual fees. Grace period of at least 25 days after the close of each billing cycle to avoid interest on purchases.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
APR as low as stated. Maximum Term / limit: $5,000 minimum. No balance transfer fees, no cash advance fees, low fixed rate options, no annual fees. Rates reflect all relationship discounts.
Credit card score 84 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Qualifying credit tiers A+ (725+), A (690-724), B (650-689), C (600-649). Variable APR.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Regular rate: After both specials. Fixed (as low as).
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Non-variable rate. No annual fees, balance transfer fees, or transaction fees.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank