Credit union · NCUA insured
Ravalli County Federal Credit Union
Top CarrotA $89.1M credit union headquartered in Hamilton, MT, with 6,272 members and 2 branches in Montana. Best rates: CDs 3.53% and savings 0.65% APY.
Ravalli County Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#8 of 47 in MontanaHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ravalli County Federal Credit Union
- Headquarters
- 501 N 1st St, Hamilton, MT 59840-2129
- NCUA charter
- 19732
Branches
2 branches in Montana
Loading map…
Montana
2 branches
Hamilton area · 1
- Ravalli County Federal Credit UnionMain office501 N 1st St, Hamilton, MT 59840Directions
Florence area · 1
- Ravalli County Federal Credit Union5525 US Highway 93 N, Florence, MT 59833Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.87% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.02% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.85% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $76 | $59 | — |
- CapitalNet worth ratio13.87%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.02%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.85%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$76Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ravalli County Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.