Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 556–570 of 2,146 nationwide · median 10.90% APR
- 9.90%APRas low as
Terms
Rate starts as low as 9.90% APR based on credit grade A; actual rate may be higher based on credit score. Fixed rate. Save an additional 0.25% off rates with direct deposit/payroll deduction. No annual fee. 25 day grace period on purchases.
Credit card score 84 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR. Subject to credit approval; rate based on credit score.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Low fixed rate for purchases.
Credit card score 84 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Credit limit up to $10,000. Certain conditions, restrictions, and exclusions may apply.
Credit card score 84 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 18.90%
9.90% APR, up to 18.90%
Terms
Variable Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances. APR may be adjusted quarterly based on the prime rate. 25-day interest-free grace period on purchases. Minimum payment is 3% of balance ($20 minimum). Subject to credit approval.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Standard purchase APR as low as 9.90%. Requires FICO score of 680+.
Credit card score 84 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 19.90%
9.90% APR, up to 19.90%
Terms
Fixed rate. No annual fee. 25-day grace period. No balance transfer fee. Great for those who carry a balance or consolidating credit card debt.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Rates determined by credit history. No annual fee. 25-day interest-free grace period on new purchases.
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
$500 minimum credit balance. $0 annual fee, $0 balance transfer fee, $0 cash advance fee. 25-day grace period for purchases. Rate as low as indicated, determined by credit report.
Credit card score 84 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate as low as stated. Rates may vary based on term and creditworthiness.
Credit card score 84 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Low, fixed APR for purchases, cash advances, and balance transfers. Minimum credit limit of $5,000. No annual fee.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 15.90%
9.90% APR, up to 15.90%
Terms
Variable rate based on credit score. Applies to purchases, cash advances, and balance transfers.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank