Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 571–585 of 2,146 nationwide · median 10.90% APR
- 9.90%APRas low as
Terms
9.90% APR rate requires a minimum limit of $5,000. Rates based on approved credit rating, member qualifications, and creditworthiness. No annual fee. No balance transfer fee.
Credit card score 84 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 19.90%
9.90% APR, up to 19.90%
Terms
Annual Percentage Rate For Purchases & Cash A (tiers: 9.90%, 11.90%, or 19.90% APR based on creditworthiness). Credit Card Rate is not subject to relationship pricing.
Credit card score 84 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR. Eligibility based on previous lending history.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Loans are subject to member eligibility. No annual fees or balance transfer charges.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed rate as low as 9.90% APR. Not all members may qualify.
Credit card score 84 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates shown are subject to change without notice. Some restrictions apply. Cash Advances at the same 9.90% APR with NO hidden fees.
Credit card score 84 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR. Rates and terms are subject to change at any time without notice. Actual rate may be different depending on payment and credit history. 25-day grace period on purchases.
Credit card score 84 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
For limits $4,999.99 and below. Stated APR is as low as 9.90% and varies based on individual borrower's credit history and underwriting factors. 25-day interest-free grace period.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate is as low as, fixed, and determined by creditworthiness and loan term.
Credit card score 84 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
On approved credit. Rates as low as 9.90% APR. No annual fee.
Credit card score 84
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Minimum $5,000 Limit
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 16.90%
9.90% APR, up to 16.90%
Terms
APR range between 9.90% and 16.90% based on credit worthiness; actual rate will be disclosed at time of approval. Minimum monthly payment of $20.00 or 3% of the outstanding balance, whichever is greater. No annual fee charged.
Credit card score 84 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed APR for Purchases, Balance Transfers, and Cash Advances.
Credit card score 84 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rates as low as 9.90% APR based on credit score and subject to credit approval.
Credit card score 84 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,146 banks and credit unions · checked Oct 22–24
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank