Credit union · NCUA insured
Concho Educators Federal Credit Union
A $100.9M credit union headquartered in San Angelo, TX, with 6,702 members and 3 branches in Texas.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Concho Educators Federal Credit Union
Chartered in 1941, Concho Educators Federal Credit Union is headquartered in San Angelo, Texas.
The credit union is owned by over 7,000 members and merged with San-Tex Credit Union in 1981.
- Headquarters
- 3215 Loop 306, San Angelo, TX 76904
- NCUA charter
- 4684
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, attends school, or worships in Tom Green County is eligible for membership.
Military, government and schools
- Individuals employed by public schools in Coke, Concho, Crockett, Irion, Menard, Schleicher, Sutton, and Tom Green counties are eligible for membership.
- Individuals employed by specified Independent School Districts (Bronte, Christoval, Eden, Eldorado, Grape Creek, Pulliam, Menard, Mertzon, Olfen, Ozona, Paint Rock, Robert Lee, San Angelo, Sonora, Veribest, Wall, and water Valley) are eligible to join.
Family and household
- Immediate family members of individuals employed by qualifying educational institutions and employee groups are eligible to join.
Branches
3 branches in Texas
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Texas
3 branches
- Concho Educators FCUMain office3215 Loop 306, San Angelo, TX 76904Directions
- Beauregard Office1967 W Beauregard Ave, San Angelo, TX 76901Directions
- North Branch2239 N Bryant Blvd, San Angelo, TX 76903Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.69% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.42% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.34% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $65 | $59 | — |
- CapitalNet worth ratio11.69%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.42%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.34%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$65Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Concho Educators Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.