Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
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Top credit card rates
Showing 1876–1890 of 2,127 nationwide · median 10.90% APR
- 13.90%APRas low as
Terms
Applies to online purchases. No annual fee. Balance transfer fee: None. Late payment fee: $15.00. Over-the-credit-limit fee: None.
Credit card score 64 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
As low as 13.90% APR fixed rate. Cash advances and balance transfers for the same low rate. Rate based on creditworthiness. No penalty rates. No annual fee, no cash advance fee, free balance transfers.
Credit card score 64 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 17.90%
13.90% APR, up to 17.90%
Terms
Standard APR is 13.90% to 17.90% APR. No annual fee.
Credit card score 64 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
15-day grace period. Purchases and cash advances share the same interest rate; no transaction fee for cash advances.
Credit card score 64 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 18.00%
13.90% APR, up to 18.00%
Terms
Standard variable APR after the introductory 6-month period, calculated as Prime + 6.90% to 17.90% (capped at 18.00%). Rate may differ depending on individual creditworthiness.
Credit card score 64 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as · up to 22.90%
13.90% APR, up to 22.90%
Terms
Standard variable APR for purchases based on credit history and Prime Rate. No balance transfers allowed.
Credit card score 64 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Fixed APR applies to purchases, cash advances, and balance transfers. APR is determined by an evaluation of the applicant's credit history; actual rate may vary. 25-day grace period. Subject to credit approval. Membership required.
Credit card score 63 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Advertised rate is for 'AA' credit. Finance method: Average daily balance. Maximum credit limit of $5,000.
Credit card score 63 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 13.92%APRas low as
Terms
25-day grace period on purchases if entire balance paid by due date. Fixed rate based on Equifax credit score.
Credit card score 64 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 13.95%APRas low as
Terms
Fixed APR of 13.95% applies to purchases, cash advances, and balance transfers. 25-day grace period for purchases.
Credit card score 64 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.95%APRas low as
Terms
No annual fee for Tier A & B credit; $20 Annual Fee based on your creditworthiness.(Tier C & D only). Min. Payment of $10.00 or 2% of Balance. No balance transfer fee, no cash advance fee.
Credit card score 63 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as · up to 22.99%
13.99% APR, up to 22.99%
Terms
Variable APR for purchases based on creditworthiness; varies with the market based on the Prime Rate.
Credit card score 63 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Competitive ongoing APR of Prime + 6.99%.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing variable APR of Prime + 6.99% (rate cap 21%) including cash advances and balance transfers. Variable with the market based on the Prime Rate.
Credit card score 63 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable ongoing APR for purchases, balance transfers, and cash advances determined by adding 6.99% to Prime Rate. Account will never have an APR over 21%.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,127 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.80%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Hanscom Federal Credit UnionCredit union
- Popular DirectBank