Bank · FDIC insured
Citizens Bank of Kentucky
A $669.9M bank headquartered in Paintsville, KY, with 12 branches in Kentucky.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank of Kentucky
Citizens Bank of Kentucky is a locally owned, independent business dedicated to serving its community.
- Headquarters
- 620 Broadway St, Paintsville, KY 41240
- FDIC certificate
- 2718 ↗
Branches
12 branches in Kentucky
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Kentucky
12 branches
Pikeville area · 5
- Allen Branch6474 Kentucky 1428, Allen, KY 41601Directions
- Mcdowell Branch9674 Kentucky 122, McDowell, KY 41647Directions
- Pikeville Branch247 Hambley Blvd, Pikeville, KY 41501Directions
- Weddington Plaza Branch4367 N Mayo Trl, Pikeville, KY 41501Directions
- Centerpointe Branch50 Franklin Cor, Prestonsburg, KY 41653Directions
Huntington area · 3
- Ashland Branch735 Central Ave, Ashland, KY 41101Directions
- Grayson Branch167 S Carol Malone Blvd, Grayson, KY 41143Directions
- Louisa Branch3651 Highway 2565, Louisa, KY 41230Directions
Paintsville area · 2
- Citizens Bank of Kentucky, Inc.Main office620 Broadway St, Paintsville, KY 41240Directions
- Mayo Shopping Plaza Branch333 Kentucky 321, Paintsville, KY 41240Directions
Salyersville area · 1
- Salyersville BranchRoute 114 East Mountain Parkway, Salyersville, KY 41465Directions
Lexington area · 1
- Winchester Branch695 Bullion Blvd, Winchester, KY 40391Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.51% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.85% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.04% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $61 | $81 | — |
- CapitalLeverage ratio13.51%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.85%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.04%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$61Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank of Kentucky are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.