Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Choose a location to see banks and credit unions with a branch near you.
Top credit card rates
Showing 1891–1905 of 2,127 nationwide · median 10.90% APR
- 13.99%APRas low as
Terms
Go to Rate of Prime + 6.99%.
Credit card score 63 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Fixed rate of 13.99% APR; no annual fee; cash advances are not charged at a higher interest rate.
Credit card score 63 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as · up to 17.99%
13.99% APR, up to 17.99%
Terms
Variable Annual Percentage Rate (APR) for purchases. No annual fee and no balance transfer fee.
Credit card score 63 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing APR of index + 6.99%; index is WSJ prime rate.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
After the introductory rate, variable ongoing APR is Prime + 6.99%; the account will never have an APR over 21%. Index is Prime Rate published in WSJ.
Credit card score 63 · Carrot Score 61
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Go to Rate of Prime + 6.99%.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing APR of Prime + 6.99% for purchases and cash advances. As of September 25, 2014, the Index was 3.25%. The Account will never have an APR over 21%.
Credit card score 63 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR: Prime + 6.99%, Rate Cap 21%.
Credit card score 63 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Go to Rate of Prime + 6.99%.
Credit card score 63 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as · up to 21.99%
13.99% APR, up to 21.99%
Terms
Fixed rate. Minimum $75,000 annual household income.
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
APR for purchases, balance transfers, and cash advances. Variable APR subject to change after account opening.
Credit card score 63 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing APR of Prime + 6.99%.
Credit card score 63 · Carrot Score 71
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing APR is Prime + 6.99%; no annual fee.
Credit card score 63 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Ongoing APR of prime + 6.99%, rate cap 21%
Credit card score 63
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Risk-based rate as low as 13.99% APR based on credit score. No annual fee, no transaction fee, no cash advance fee, and no minimum interest charge.
Credit card score 63 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge nationwide
2,127 banks and credit unions · checked Oct 22–28
- Typical
- 10.90%
- Top 10% up to
- 8.90%
- Banks, typical
- 13.99%
- Credit unions, typical
- 10.80%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union
- Hanscom Federal Credit UnionCredit union
- Popular DirectBank