Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 91–105 of 134 in Michigan · median 9.99% APR
- 10.99%APRas low as
Terms
Fixed interest rate as low as 10.990% APR based on applicant credit score and credit approval. No U.S. transaction, membership, activity, or participation fees.
Credit card score 78 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 11.00%APRas low as
Terms
Rates as low as 11.00% APR. Credit is subject to approval. Rate is subject to change and may vary based on creditworthiness. Must qualify for membership.
Credit card score 77 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 11.15%APRas low as
Terms
As low as 11.15% APR. APR varies by creditworthiness. Consumer credit card offer. Evidence cites APR starting at 11.15% on p24 lines 20-21 and p49 line 156.
Credit card score 77 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 11.15%APRas low as · up to 18.00%
11.15% APR, up to 18.00%
Terms
Purchase APR is 11.15%, 16.40%, 17.40%, or 18.00% depending on creditworthiness. Variable APR determined by adding 4.15%, 9.40%, 10.40%, or 12.40% to the Prime Rate. Maximum APR is 18.00%.
Credit card score 77 · Carrot Score 80
Rate checked · Credit cards rates on its site
More details - 11.25%APRas low as · up to 21.25%
11.25% APR, up to 21.25%
Terms
Variable APR based on creditworthiness, varies with the market based on the Prime Rate. Page p110 also lists discrete rates of 11.00%, 13.00%, 15.00%, 17.00%, or 21.00% APR effective 9/25/2026.
Credit card score 77 · Carrot Score 92
Rate checked · Credit cards rates on its site
More details - 11.49%APRas low as
Terms
Rates as low as 11.49% APR. No Balance Transfer Fees. No Annual Fees. Earn rewards. Subject to credit approval. Membership eligibility required.
Credit card score 76 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 11.49%APRas low as · up to 17.74%
11.49% APR, up to 17.74%
Terms
After the introductory period ends, standard APR is applied to unpaid promotional balances and new purchases based on creditworthiness.
Credit card score 76 · Carrot Score 73
Rate checked · Credit cards rates on its site
More details - Consumers Professional Credit UnionPlatinum Rate Visa Credit Card · No annual fee
Credit union · 3 branches
11.50%APRas low asTerms
Adjustable Rate (Prime +4.5% APR*, 18% Max.).
Credit card score 76 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 11.50%APRas low as
Terms
Fixed APR. Maximum Credit Limit $30,000.00.
Credit card score 76 · Carrot Score 84
Rate checked · Credit cards rates on its site
More details - 11.75%APRas low as
Terms
Rates as low as 11.75% APR. Rates may vary based on credit history, term, and collateral. No annual fee.
Credit card score 75 · Carrot Score 97
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as
Credit card score 74 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as · up to 13.90%
11.90% APR, up to 13.90%
Terms
Reverts after the introductory period to 11.90% APR or 13.90% APR as specified in Credit Card Agreement based on credit score.
Credit card score 74 · Carrot Score 93
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as
Terms
APR of 11.90% applies to purchases, balance transfers, and cash advances.
Credit card score 74 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as
Terms
Rates as low as 11.90%; No Balance transfer fees
Credit card score 74 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 11.90%APRas low as
Terms
Rate based on creditworthiness and term of loan; rates shown are for well-qualified borrowers with a FICO Classic 09 score of 776+. Subject to change at any time.
Credit card score 74 · Carrot Score 75
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
134 banks and credit unions · checked Nov 6–7
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Great Lakes First Federal Credit UnionCredit union · 2 branches
- Dow Credit UnionCredit union · 2 branches