Credit union · NCUA insured
Michigan Coastal Credit Union Credit Card Rates
Michigan Coastal Credit Union credit cards start at 11.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Michigan Coastal Credit Union’s credit card rates compare
Compared with banks and credit unions near Muskegon, MI, where Michigan Coastal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Michigan Coastal Credit Union
11.49%APR
Visa Credit Cards
Lowest rate
Muskegon Federal Credit Union
7.90%APR
2nd-lowest rate
Family Financial Credit Union
8.90%APR
Michigan Coastal Credit Union credit card score
76
Credit card score
Higher than 41% of U.S. banks and credit unions
- Purchase APRPurchase APR11.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Michigan Coastal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Cards
Subject to credit approval. Membership eligibility required. Rates and terms are subject to change.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49% | None | Rates as low as 11.49% APR. Subject to credit approval. Membership eligibility required. |
Sources (1)
- michigancoastal.com/borrow/visa-credit-cards · captured Oct 7, 2026
Who can join Michigan Coastal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Muskegon, Oceana, Newaygo, Ottawa, Kent, Allegan, Van Buren, Barry, or Kalamazoo Counties, Michigan.
Employers and groups
- Employees of Michigan Coastal Credit Union.
Family and household
- Immediate family members of eligible individuals.
- Spouse of a deceased member if elected to membership prior to remarriage.
Other ways
- Members of record of Father Marquette-Muskegon Deanery Credit Union as of the January 11, 1988 merger date.
- Organizations composed primarily of members of the eligible groups.
1 more way to join
Other ways
- Any person over the age of 55 receiving retirement payments who lives in or belongs to a retirement organization in the county (or contiguous county) where the main office is located.
Membership information collected October 5, 2026.