Credit union · NCUA insured
Total Community Credit Union Credit Card Rates
Total Community Credit Union credit cards start at 11.49% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Total Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where Total Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Total Community Credit Union
11.49%APR
- Up to
- 17.74% APR
TCCU VISA Platinum Plus
Lowest rate
Construction Federal Credit Union
6.87%APR
- Up to
- —
2nd-lowest rate
Polish-American FCU
6.90%APR
- Up to
- —
Total Community Credit Union credit card score
76
Credit card score
Higher than 41% of U.S. banks and credit unions
- Purchase APRPurchase APR11.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Total Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa
Your savings account is used to secure the credit card. Includes all the same card benefits as Platinum VISA card. Subject to credit approval. Additional limitations, terms, and conditions may apply. Limited time offer and subject to change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | None | Standard APR; secured by savings account. Includes all the same card benefits as our Platinum VISA card. |
Sources (1)
- tccu.us/visa-credit-card · captured Oct 5, 2026
TCCU VISA Platinum Plus
Introductory rate for new purchases only on new cards. Standard APR based on creditworthiness. Subject to credit approval. Additional limitations, terms, and conditions may apply. Limited time offer and subject to change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Open a new TCCU VISA Platinum Plus card. For new purchases during the first 6 months. New Visa cards only. |
| Ongoing | 11.49%–17.74% | None | After the introductory period ends, standard APR is applied to unpaid promotional balances and new purchases based on creditworthiness. |
| Ongoing | 18.00% | None | APR for cash advances. |
Sources (1)
- tccu.us/visa-credit-card · captured Oct 5, 2026
VISA Platinum ScoreCard
Subject to credit approval. Additional limitations, terms, and conditions may apply. Limited time offer and subject to change without notice.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | None | Standard APR for purchases. |
| Ongoing | 18.00% | None | APR for cash advances. |
Sources (1)
- tccu.us/visa-credit-card · captured Oct 5, 2026
Who can join Total Community Credit Union
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