Credit union · NCUA insured
Embers Credit Union Credit Card Rates
Embers Credit Union credit cards start at 11.15% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Embers Credit Union’s credit card rates compare
Compared with banks and credit unions near Marquette, MI, where Embers Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Embers Credit Union
11.15%APR
- Up to
- —
Embers Credit Card
2nd-lowest rate
Nicolet National Bank
11.90%APR
- Up to
- 23.90% APR
3rd-lowest rate
TruNorth Federal Credit Union
11.90%APR
- Up to
- —
Embers Credit Union credit card score
77
Credit card score
Higher than 43% of U.S. banks and credit unions
- Purchase APRPurchase APR11.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Embers Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Embers Credit Card
No annual fee. Rewards: 2% cash back on gas; 1% cash back on everything else. Rewards deposited quarterly into Embers account. Eligibility and final APR depend on credit approval and individual credit profile. APR shown is the starting rate for highly qualified applicants.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.15% | None | As low as 11.15% APR. APR varies by creditworthiness. Consumer credit card offer. Evidence cites APR starting at 11.15% on p24 lines 20-21 and p49 line 156. |
Who can join Embers Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.