Credit union · NCUA insured
Community Focus Federal Credit Union Credit Card Rates
Top CarrotCommunity Focus Federal Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Community Focus Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Detroit, MI, where Community Focus Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Community Focus Federal Credit Union
11.90%APR
- Up to
- 13.90% APR
Platinum Preferred
Lowest rate
Construction Federal Credit Union
6.87%APR
- Up to
- —
2nd-lowest rate
Polish-American FCU
6.90%APR
- Up to
- —
Community Focus Federal Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community Focus Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
No annual fee. Subject to credit approval; average daily balance method.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.99% | None | Introductory rate valid for the first six billing cycles. |
| Ongoing | 11.90%–13.90% | None | Reverts after the introductory period to 11.90% APR or 13.90% APR as specified in Credit Card Agreement based on credit score. |
Sources (2)
All captured Oct 5, 2026
Platinum Preferred
No annual fee. Subject to credit approval; average daily balance method.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.99% | None | Introductory rate valid for the first six billing cycles. |
| Ongoing | 11.90%–13.90% | None | Reverts after the introductory period to 11.90% APR or 13.90% APR as specified in Credit Card Agreement based on credit score. |
Sources (2)
All captured Oct 5, 2026
Share Secured Credit Card
Uses funds from savings account as collateral. Minimum credit limit is $250. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.95% | None | — |
Who can join Community Focus Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.