Credit union · NCUA insured
Family Financial Credit Union Credit Card Rates
Top CarrotFamily Financial Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Family Financial Credit Union’s credit card rates compare
Compared with banks and credit unions near Muskegon, MI, where Family Financial Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Family Financial Credit Union
8.90%APR
Visa Platinum Preferred
Lowest rate
Muskegon Federal Credit Union
7.90%APR
3rd-lowest rate
Lakeshore Federal Credit Union
8.90%APR
Family Financial Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Family Financial Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | APR of 11.90% applies to purchases, balance transfers, and cash advances. |
Sources (1)
- ff-cu.org/disclosures · captured Oct 5, 2026
Secured Visa Platinum Preferred
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | APR of 8.90% applies to purchases, balance transfers, and cash advances. |
Sources (1)
- ff-cu.org/disclosures · captured Oct 5, 2026
Visa Platinum
Rate may not apply to every member. Introductory rate not available for current FFCU cardholders. Credit limits up to $5,000. Grace period for repayment of balances for purchases is 25 days on average. Balance computation method for purchases is Average Daily Balance including new purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | APR of 11.90% applies to purchases, balance transfers, and cash advances. |
Visa Platinum Preferred
Fixed rate. Rate may not apply to every member. Introductory rate not available for current FFCU cardholders. Credit limits up to $20,000. Grace period for repayment of balances for purchases is 25 days on average. Balance computation method for purchases is Average Daily Balance including new purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | APR of 8.90% applies to purchases, balance transfers, and cash advances. |
Who can join Family Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Kent, Allegan, Mason, Montcalm, Muskegon, Ottawa, Oceana, or Newaygo County.
Family and household
- Anyone related to a member by blood, marriage, or adoption is eligible to join regardless of where they reside.
Membership information collected October 5, 2026.