Credit union · NCUA insured
Wolverine State Credit Union Credit Card Rates
Top CarrotWolverine State Credit Union credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Wolverine State Credit Union’s credit card rates compare
Compared with banks and credit unions near Alpena, MI, where Wolverine State Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Wolverine State Credit Union
11.50%APR
- Up to
- —
Visa Gold
Lowest rate
HPC Credit Union
9.00%APR
- Up to
- —
3rd-lowest rate
Nicolet National Bank
11.90%APR
- Up to
- 23.90% APR
Wolverine State Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Wolverine State Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Maximum Credit Limit $30,000.00. Certain Restrictions Apply. No Over the Limit Fee, No Cash Advance Fee, No Balance Transfer Fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.96% | None | — |
Sources (1)
- wolverinescu.com/loans/credit-card · captured Oct 5, 2026
Visa Gold
Maximum Credit Limit $30,000.00. Certain Restrictions Apply. No Over the Limit Fee, No Cash Advance Fee, No Balance Transfer Fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50% | None | — |
Sources (1)
- wolverinescu.com/loans/credit-card · captured Oct 5, 2026
Who can join Wolverine State Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside, work, worship or attend school in any county in the State of Michigan are eligible for membership.
Employers and groups
- Employees of Wolverine State Credit Union are eligible for membership.
Family and household
- Members of the immediate families of eligible persons are eligible for membership.
- A spouse of a deceased member is eligible for membership if accepted prior to remarriage.
Other ways
- Any legal entity that is comprised for the most part of the same general group as the membership of the credit union is eligible for membership.
Membership information collected October 5, 2026.