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Credit union · NCUA insured

Wolverine State Credit Union Credit Card Rates

Top Carrot, Carrot Score 87Top Carrot

Wolverine State Credit Union credit cards start at 11.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Wolverine State Credit Union’s credit card rates compare

Compared with banks and credit unions near Alpena, MI, where Wolverine State Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 87

    This credit union’s lowest

    Wolverine State Credit Union

    11.50%APR

    Up to
    —

    Visa Gold

  • Top Carrot, Carrot Score 88

    Lowest rate

    HPC Credit Union

    9.00%APR

    Up to
    —

    HPC Credit Union rates

  • 3rd-lowest rate

    Nicolet National Bank

    11.90%APR

    Up to
    23.90% APR

    Nicolet National Bank rates

Compare credit card rates near you →

Wolverine State Credit Union credit card score

75

Credit card score

Higher than 40% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR11.50%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Wolverine State Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Wolverine State Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who reside, work, worship or attend school in any county in the State of Michigan are eligible for membership.

Employers and groups

  • Employees of Wolverine State Credit Union are eligible for membership.

Family and household

  • Members of the immediate families of eligible persons are eligible for membership.
  • A spouse of a deceased member is eligible for membership if accepted prior to remarriage.

Other ways

  • Any legal entity that is comprised for the most part of the same general group as the membership of the credit union is eligible for membership.

Membership information collected October 5, 2026.

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