Credit union · NCUA insured
Community First Federal Credit Union Credit Card Rates
Community First Federal Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Community First Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Community First Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Community First Federal Credit Union
11.90%APR
Credit Card
Lowest rate
River Valley Credit Union
7.50%APR
2nd-lowest rate
Muskegon Federal Credit Union
7.90%APR
Community First Federal Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community First Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | — |
Who can join Community First Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any person who lives, works, goes to school, volunteers, or worships in the served township areas is eligible to join.
Family and household
- Individuals who have a grandparent, parent, child, grandchild, sibling, or spouse that is currently a member of Community First Federal Credit Union are eligible to join.
Cost to join
- Minors can start a membership with as little as $0.25.
- All memberships start with a savings account and a deposit of $10.00.
Membership information collected October 5, 2026.