Credit union · NCUA insured
Notre Dame Federal Credit Union Credit Card Rates
Notre Dame Federal Credit Union credit cards start at 11.15% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Notre Dame Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near South Bend, IN-MI, where Notre Dame Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Notre Dame Federal Credit Union
11.15%APR
- Up to
- 18.00% APR
Irish Rewards
Lowest rate
Circle Federal Credit Union
9.90%APR
- Up to
- —
2nd-lowest rate
South Bend Firefighters Credit Union
9.90%APR
- Up to
- —
Notre Dame Federal Credit Union credit card score
77
Credit card score
Higher than 43% of U.S. banks and credit unions
- Purchase APRPurchase APR11.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Notre Dame Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Irish Rewards
Subject to credit approval. Variable APRs are determined by adding a margin of 4.15%, 9.40%, 10.40%, or 12.40% to the Prime Rate based on creditworthiness, up to a maximum APR of 18.00%.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.15%–18.00% | None | Purchase APR is 11.15%, 16.40%, 17.40%, or 18.00% depending on creditworthiness. Variable APR determined by adding 4.15%, 9.40%, 10.40%, or 12.40% to the Prime Rate. Maximum APR is 18.00%. |
| Intro, 12 months | 0.00% | None | 0% introductory APR for the first 12 billing cycles (12 months) on balance transfers from another financial institution. Introductory rate can end early if you make a late payment; accounts with 1 late payment beyond due date revert to the applicable Balance Transfer APR. 3% transaction fee applies. |
Sources (3)
All captured Oct 15, 2026
Who can join Notre Dame Federal Credit Union
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