Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 61–75 of 134 in Michigan · median 9.99% APR
- 9.95%APRas low as · up to 17.95%
9.95% APR, up to 17.95%
Terms
Annual Percentage Rate for Purchases is 9.95-17.95% APR. Fixed rate. No annual fee.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 9.95%APRas low as
Terms
Fixed rate as low as 9.95% APR. Rates based on individual credit history. No annual fee, no balance-transfer fee, and no cash-advance fee.
Credit card score 84 · Carrot Score 95
Rate checked · Credit cards rates on its site
More details - 9.95%APRas low as
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Rate is as low as 9.99% APR based on a 725 credit score. No annual fee and no balance transfer fee. Max amount of approval $10,000.
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Purchases. Grace period applies when paid in full within 28 days of statement closing date.
Credit card score 82 · Carrot Score 87
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More details - 9.99%APRas low as
Terms
Rate as low as 9.99%.
Credit card score 82 · Carrot Score 97
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More details - 9.99%APRas low as
Credit card score 82 · Carrot Score 82
Rate checked · Credit cards rates on its site
More details - Gerber Federal Credit UnionPlatinum Preferred Credit MasterCard · No annual fee
Credit union · 3 branches
9.99%APRas low as · up to 14.99%9.99% APR, up to 14.99%
Terms
Rate based on creditworthiness/credit history (Credit Tier A: 9.99%, Tier B: 12.99%, Tier C: 14.99%). Same rate applies for purchases, balance transfers, and cash advances.
Credit card score 82 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - Iron Mountain-Kingsford Community Federal Credit UnionVISA Classic Credit Card · No annual fee
Credit union · 1 branch
9.99%APRas low asTerms
APR interest rate is the same for purchases and cash advances. 25 day grace period on new purchases. Subject to credit approval.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - Monroe Community Credit UnionMastercard Platinum Reward Card · No annual fee
Credit union · 6 branches
9.99%APRas low as · up to 17.99%9.99% APR, up to 17.99%
Terms
Lowest rate is for top tier credit. Minimum estimated payment is 3% of balance owed or $30, whichever is greater. No annual fee. Balance transfers are processed as purchases. Cash advance transaction APRs are 2.00% higher than the purchase APR.
Credit card score 82 · Carrot Score 74
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Lowest percentage rate available; APR may be higher depending on credit score and credit history.
Credit card score 82 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details - Shore to Shore Community Federal Credit UnionVISA Credit Card · No annual fee
Credit union · 2 branches
9.99%APRas low asTerms
Rates are listed 'as low as' and are subject to credit approval and credit score.
Credit card score 82 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Rate depends on credit qualifications and approval.
Credit card score 82 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 10.00%APRas low as · up to 18.00%
10.00% APR, up to 18.00%
Terms
Annual Percentage Rate (APR) for Purchases, Cash Advances, & Balance Transfers: 10.00% - 18.00% depending on your credit score. Annual percentage rates (APR) listed are 'as low as' based on credit score and term, and are subject to approval. Maximum APR is 18%.
Credit card score 82 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Michigan
134 banks and credit unions · checked Nov 6–7
- Typical
- 9.99%
- Top 10% up to
- 8.90%
- Credit unions, typical
- 9.99%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Great Lakes First Federal Credit UnionCredit union · 2 branches
- Dow Credit UnionCredit union · 2 branches