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Credit union · NCUA insured

Peninsula Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 88Top Carrot

Peninsula Federal Credit Union credit cards start at 9.95% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Peninsula Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Escanaba, MI, where Peninsula Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    Peninsula Federal Credit Union

    9.95%APR

    Up to
    —

    VISA® Low Rate

  • Top Carrot, Carrot Score 88

    Lowest rate

    Great Lakes First Federal Credit Union

    6.90%APR

    Up to
    17.90% APR

    Great Lakes First Federal Credit Union rates

  • Top Carrot, Carrot Score 93

    2nd-lowest rate

    U.P. State Credit Union

    9.50%APR

    Up to
    —

    U.P. State Credit Union rates

Compare credit card rates near you →

Peninsula Federal Credit Union credit card score

83

Credit card score

Higher than 64% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.95%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Peninsula Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Peninsula Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who live, work, worship, or attend school in, or businesses and other legal entities located in Alger, Baraga, Chippewa, Delta, Dickinson, Gogebic, Houghton, Iron, Keweenaw, Luce, Mackinac, Marquette, Menominee, Ontonagon, or Schoolcraft Counties, Michigan; Ashland, Florence, Forest, Iron, Marinette, Oconto, or Vilas Counties, Wisconsin are eligible for membership.

Employers and groups

  • Employees of this credit union are eligible for membership.

Family and household

  • Members of the immediate family or household are eligible for membership.

Other ways

  • Members of record of this credit union as of July 5, 2000, date of conversion to a community field of membership, are eligible.
  • Organizations of such eligible persons are eligible for membership.
  • Members of record of the River Bay Credit Union as of the effective date of merger are eligible.
3 more ways to join

Other ways

  • Spouses of persons who died while within the field of membership of this credit union are eligible.
  • Members of record of the Torch Lake Federal Credit Union as of the effective date of merger are eligible.
  • Volunteers in the community are eligible for membership.

Cost to join

  • Basic membership requirement is to start an account with $5.00, which must remain in the account for as long as you are a member.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Peninsula Federal Credit Union overview