Credit union · NCUA insured
Straits Area Federal Credit Union Credit Card Rates
Straits Area Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Straits Area Federal Credit Union’s credit card rates compare
Compared with banks and credit unions in Michigan, where Straits Area Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Straits Area Federal Credit Union
9.99%APR
- Up to
- —
Visa Platinum Credit Card
Lowest rate
Construction Federal Credit Union
6.87%APR
- Up to
- —
2nd-lowest rate
Great Lakes First Federal Credit Union
6.90%APR
- Up to
- 17.90% APR
Straits Area Federal Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Straits Area Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Credit Card
Rate depends on credit qualifications and approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Rate depends on credit qualifications and approval. |
Sources (1)
- mi-safcu.org/visa-credit-card · captured Oct 7, 2026
Visa Platinum Credit Card
Rate depends on credit qualifications and approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Rate depends on credit qualifications and approval. |
Sources (1)
- mi-safcu.org/visa-credit-card · captured Oct 7, 2026
Who can join Straits Area Federal Credit Union
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